Cal poly slo net price calculator
California Polytechnic State University, San Luis Obispo
2010.09.20 01:02 California Polytechnic State University, San Luis Obispo
A subreddit dedicated to California Polytechnic State University in beautiful San Luis Obispo, California.
2023.03.29 05:04 Jomskylark Easterns, Northwest Challenge, Huck Finn, East Coast Scrimmages, B-Team Brodown, AC Open – Weekend Discussion [April 1-2]
Predict, Discuss and Follow the Weekend's Events
Easterns
April 1-2 in partly cloudy Little River, SC| Date | Local Time | UTC Time | Div | Matchup | Watch |
|---|
| Pool A | Pool B | Pool C | Pool D |
|---|---|---|---|
| #1 Massachusetts | #2 North Carolina | #4 Vermont | #7 Oregon |
| #12 Pittsburgh | #11 Minnesota | #8 Cal Poly-SLO | #13 Carleton |
| #24 NC State | #18 Northeastern | #15 Tufts | #14 Brown |
| #21 California | #20 Ohio State | #22 Georgia | #17 Michigan |
| Auburn | UNC-Wilmington | Wisconsin | #25 South Carolina |
Northwest Challenge
April 1-2 in rainy Seattle, WA| Pool A | Pool B | Pool C | Pool D |
|---|---|---|---|
| #19 British Columbia | #16 Washington | Utah State | #23 Oregon State |
| #12 D-III Whitman | Utah | Western Washington | Victoria |
| Dartmouth | Washington State | Gonzaga | Chico State |
The main women's division was last weekend, however, it looks like there will be at least one game between Portland and Whitman this weekend, as part of the Tier 2 division. Not sure if more teams are still to be added to the schedule.
Follow: @DiscNW, @Ultiworld, @UltiworldLive
Huck Finn
April 1-2 in partly cloudy O'Fallon, IL (near St Louis)| Pool A (Tier 1) | Pool B (Tier 1) | Pool C (Tier 2) | Pool D (Tier 2) | Pool E (Tier 3) | Pool F (Tier 3) |
|---|---|---|---|---|---|
| Washington-St Louis | Iowa State | Wisconsin-Milwaukee | #10 D-III St Olaf | St Louis | Marquette |
| Emory | Missouri | #6 D-III Grinnell | Illinois | Boston University | Georgia State |
| Cincinnati | Purdue | Chicago | Kentucky | Arizona State | Illinois State |
| Notre Dame | Alabama | Florida State | #9 D-III Missouri S&T | DePaul | Central Michigan |
| Vanderbilt | Indiana | #8 D-III John Brown | Michigan State |
Follow: Tournament Site, @HuckFinnTDs, @Ultiworld, @UltiworldLive
East Coast Scrimmage Weekend
April 1 in rainy Ardmore, PA (near Philadelphia)| Pool A |
|---|
| #1 North Carolina |
| #2 Vermont |
| #5 Tufts |
| #15 Yale |
B-Team Brodown
April 1-2 in partly cloudy Pittsburgh, PA| Pool A | Pool B | Pool C | Pool D |
|---|---|---|---|
| Pittsburgh-B | Penn State-B | #21 D-III Franciscan | #23 D-IIII Messiah |
| Ohio | Lehigh-B | Michigan-B | Ohio State-B |
| #18 D-III Rochester | Carnegie Mellon-B | Shippensburg | Case Western-B |
| SUNY-Fredonia | Ave Maria | Dayton-B | SUNY-Buffalo-B |
Atlantic Coast Open
April 1-2 in partly cloudy Axton, VA| Pool A |
|---|
| Cornell |
| Liberty |
| George Washington |
| George Mason |
| Cornell-B |
| Pool A | Pool B | Pool C | Pool D | Dev Round Robin |
|---|---|---|---|---|
| Penn State | Duke | Rutgers | Cornell | Maryland-B |
| #3 D-III Richmond | Virginia Tech | Lehigh | Georgetown | South Carolina-B |
| #5 D-III Navy | Temple | Connecticut | Liberty | Virginia Tech-B |
| Johns Hopkins | MIT | VCU | East Carolina | Cornell-B |
| George Mason | American | Charlotte YCC | Georgetown-B | |
| George Washington-B | ||||
| American-B |
2023.03.29 01:44 Soft_Importance_851 Art and Design Major
Hi, I was recently accepted as an art and design major, can anybody tell me about the program? Is CalPoly slo a good place for art and design and what is the program like? I’m struggling to find other people with this major so any information would he helpful!!
submitted by Soft_Importance_851 to CalPoly [link] [comments]
2023.03.29 01:37 plhysco69 Transferring with Research Experience
Ok ok, I got a chance to do a research at a college, not the one I'm mainly hoping to transfer to, but a research opportunity none the less. I'm planning to (fingers crossed) transfer to CSULB, but I'm in a predicament. I'm applying for CSULB and Cal State San Diego for Mechanical Engineering in Fall 2023, but won't be able to apply to Cal State Fullerton and Cal Poly until Fall 2024 because I'll be missing ONE more course, unless I take a summer course.
Now what I'm trying to decide is either take a summer course so I'll be able to apply to all 4 in Fall 2023 or do the summer research instead, only applying for CSULB/San Diego and risking having to wait another whole year to apply for Cal Poly/Fullerton if CSULB/San Diego don't work out.
I just don't know how well that research opportunity is gonna help me in my transfer application. Should I have more safety nets just in case I don't get in Long Beach or do the research in hopes it'll increase my chances for Long Beach?
submitted by plhysco69 to ApplyingToCollege [link] [comments]
Now what I'm trying to decide is either take a summer course so I'll be able to apply to all 4 in Fall 2023 or do the summer research instead, only applying for CSULB/San Diego and risking having to wait another whole year to apply for Cal Poly/Fullerton if CSULB/San Diego don't work out.
I just don't know how well that research opportunity is gonna help me in my transfer application. Should I have more safety nets just in case I don't get in Long Beach or do the research in hopes it'll increase my chances for Long Beach?
2023.03.28 20:32 BigHugeJamie What does this mean? It says there has been one insta-sell in the last 7 days
 | submitted by BigHugeJamie to HypixelSkyblock [link] [comments] |
2023.03.28 20:30 Professional_Disk131 Demand for carbon credits is expected to increase exponentially (CSE: SHFT) (OTC PINK: SHIFF)
 | Formerly known as Tracesafe, ShiftCarbon (CSE: SHFT) is a company developing a platform that enables clients of all sizes to measure their emissions, establish thorough reduction goals, and incorporate carbon offsetting into their operations. submitted by Professional_Disk131 to SmallCapStocks [link] [comments] https://preview.redd.it/l1iiux6xwiqa1.png?width=308&format=png&auto=webp&s=cd2b29c80c3996ff0d5569110b489126f8ff9622 The company's mission is straightforward: understand your impact and decarbonize your future. Through intelligent sensors and AI-powered software, the company assists its customers in knowing where they are at all times and in reducing their emissions. Shiftcarbon has already attracted 50+ clients from more than 40+ nations. https://preview.redd.it/9es2nq9ywiqa1.jpg?width=672&format=pjpg&auto=webp&s=8cb9b7c50c578739c86aa5ec1fd15e6dbbc16516 First, what are carbon offsets benefits? We can’t list them all, but we may give a few of them to have a better understand about how important they are:
One of the most crucial metrics for assessing corporate value is carbon emissions. However, a Boston Consulting Group survey found that 91% of businesses are not accurately reporting their carbon emissions. ShiftCarbon was created for this reason, a platform that enables clients of all sizes to assess their emissions thoroughly, set objectives for reduction, and integrate carbon offsetting into their operations. The company has created a product that aids businesses in comprehending the full picture of their carbon emissions. ShiftCarbon helps its customers to always know where they stand rather than hiring consultants who spend weeks creating spreadsheets. Through intelligent sensors and AI-powered software, businesses should be able to reduce their emissions proactively. By purchasing the highest-quality carbon credits from significant initiatives to their clients and local communities, they can make up for everything else. The business teamed up with Green Marine, a voluntary environmental certification program for the North American maritime sector, last year. Through this membership, Shiftcarbon will be able to connect with the Green Marine network, which includes over 40 ship owners, and highlight its services that help them improve their environmental performance and, as a result, help them realize their environmental and carbon-neutrality goals. The company's solution will enable Green Marine participants to quantify and balance their carbon emissions. https://preview.redd.it/oqcm6kdzwiqa1.jpg?width=1041&format=pjpg&auto=webp&s=44f8407e8a77c82b0bbc9a4fd8a8b439d96b0dd4 ShiftCarbon replaced TraceSafe as the company's name on December 15, 2022. The new name reflects the company's new strategic focus on sustainability products that support customers in meeting stakeholder and regulatory climate disclosure requirements and offer creative ways to integrate carbon offsets into customers' operational processes. “This is an exciting new chapter for the company,” said Wayne Lloyd, ShiftCarbon CEO. “The Taskforce on Scaling Voluntary Carbon Markets” has estimated that demand for carbon credits could increase by a factor of 15 or more by 2030 and be worth upward of $50 billion in 2030. We believe that our unique approach to decarbonization will propel the trading of carbon credits and help enterprises–and the world–reach our ambitious goals for reaching net zero.”Regarding the TraceSafe branch, it has more than ten years of experience in developing hardware-assisted software solutions that can transform any environment and offer useful information for enhancing operational safety, effectiveness, and sustainability on a large scale. Solutions from TraceSafe that are Internet of Things (IoT) enabled improve operations for extensive industrial and business applications. The business has assisted Fortune 500 companies and governments in finding solutions to some of their most difficult operational problems. TraceSafe has an unrivaled history of finding innovative solutions to challenging business issues, including decreasing hospital wait times, managing pandemic response, hosting safe international events, and managing workers at various construction sites. https://preview.redd.it/m9hvbzj0xiqa1.jpg?width=2431&format=pjpg&auto=webp&s=98cb56748b015061d483f18fe00b58890b277d5b Financing Closed On November 28, ShiftCarbon declared that its oversubscribed private placement had been closed. It initially had a total value of $190k after selling 1,9M shares for a price of $0.10 each. The sale of up to 6.5 million shares allowed the final placement to exceed $656,000. Each share is entitled to one warrant, with an expiration date of 24 months and an exercise price of $0.25 per share. ShiftCarbon compensated qualified finders under this private placement with an $18.3k cash finders fee and 183k transferable warrants. The exercise price for each finder warrant is $0.10 for a 24-month period. Costs associated with the offering are intended to be covered primarily by the net proceeds from the offering. Bottom Line ShitCarbon is positioned for expansion (CSE: SHFT). The board was able to move toward carbon offsets and had established partnerships with well-known major corporations like Green Marine. With smart cities emerging and zero-net emission becoming more crucial, ShiftCarbon seems to be a fantastic opportunity to get involved in now more than ever. |
2023.03.28 20:29 Professional_Disk131 Demand for carbon credits is expected to increase exponentially (CSE: SHFT) (OTC PINK: SHIFF)
 | Formerly known as Tracesafe, ShiftCarbon (CSE: SHFT) is a company developing a platform that enables clients of all sizes to measure their emissions, establish thorough reduction goals, and incorporate carbon offsetting into their operations. submitted by Professional_Disk131 to pennystocks_No_Rules [link] [comments] https://preview.redd.it/7d0h5oprwiqa1.png?width=308&format=png&auto=webp&s=8d0310b096095641ed64077322d696dfdd504a06 The company's mission is straightforward: understand your impact and decarbonize your future. Through intelligent sensors and AI-powered software, the company assists its customers in knowing where they are at all times and in reducing their emissions. Shiftcarbon has already attracted 50+ clients from more than 40+ nations. https://preview.redd.it/1dfcxpwswiqa1.jpg?width=672&format=pjpg&auto=webp&s=dfdb0d4530caeea07a05077e35f9100fa9f233fe First, what are carbon offsets benefits? We can’t list them all, but we may give a few of them to have a better understand about how important they are:
One of the most crucial metrics for assessing corporate value is carbon emissions. However, a Boston Consulting Group survey found that 91% of businesses are not accurately reporting their carbon emissions. ShiftCarbon was created for this reason, a platform that enables clients of all sizes to assess their emissions thoroughly, set objectives for reduction, and integrate carbon offsetting into their operations. The company has created a product that aids businesses in comprehending the full picture of their carbon emissions. ShiftCarbon helps its customers to always know where they stand rather than hiring consultants who spend weeks creating spreadsheets. Through intelligent sensors and AI-powered software, businesses should be able to reduce their emissions proactively. By purchasing the highest-quality carbon credits from significant initiatives to their clients and local communities, they can make up for everything else. The business teamed up with Green Marine, a voluntary environmental certification program for the North American maritime sector, last year. Through this membership, Shiftcarbon will be able to connect with the Green Marine network, which includes over 40 ship owners, and highlight its services that help them improve their environmental performance and, as a result, help them realize their environmental and carbon-neutrality goals. The company's solution will enable Green Marine participants to quantify and balance their carbon emissions. https://preview.redd.it/kl07kpxtwiqa1.jpg?width=1041&format=pjpg&auto=webp&s=6d40d9df001985bfa9101601e2ca14d1829a0528 ShiftCarbon replaced TraceSafe as the company's name on December 15, 2022. The new name reflects the company's new strategic focus on sustainability products that support customers in meeting stakeholder and regulatory climate disclosure requirements and offer creative ways to integrate carbon offsets into customers' operational processes. “This is an exciting new chapter for the company,” said Wayne Lloyd, ShiftCarbon CEO. “The Taskforce on Scaling Voluntary Carbon Markets” has estimated that demand for carbon credits could increase by a factor of 15 or more by 2030 and be worth upward of $50 billion in 2030. We believe that our unique approach to decarbonization will propel the trading of carbon credits and help enterprises–and the world–reach our ambitious goals for reaching net zero.”Regarding the TraceSafe branch, it has more than ten years of experience in developing hardware-assisted software solutions that can transform any environment and offer useful information for enhancing operational safety, effectiveness, and sustainability on a large scale. Solutions from TraceSafe that are Internet of Things (IoT) enabled improve operations for extensive industrial and business applications. The business has assisted Fortune 500 companies and governments in finding solutions to some of their most difficult operational problems. TraceSafe has an unrivaled history of finding innovative solutions to challenging business issues, including decreasing hospital wait times, managing pandemic response, hosting safe international events, and managing workers at various construction sites. https://preview.redd.it/fe2ofyvuwiqa1.jpg?width=2431&format=pjpg&auto=webp&s=169e0d6bcbf77a458b8a188e93122f0ee8053c77 Financing Closed On November 28, ShiftCarbon declared that its oversubscribed private placement had been closed. It initially had a total value of $190k after selling 1,9M shares for a price of $0.10 each. The sale of up to 6.5 million shares allowed the final placement to exceed $656,000. Each share is entitled to one warrant, with an expiration date of 24 months and an exercise price of $0.25 per share. ShiftCarbon compensated qualified finders under this private placement with an $18.3k cash finders fee and 183k transferable warrants. The exercise price for each finder warrant is $0.10 for a 24-month period. Costs associated with the offering are intended to be covered primarily by the net proceeds from the offering. Bottom Line ShitCarbon is positioned for expansion (CSE: SHFT). The board was able to move toward carbon offsets and had established partnerships with well-known major corporations like Green Marine. With smart cities emerging and zero-net emission becoming more crucial, ShiftCarbon seems to be a fantastic opportunity to get involved in now more than ever. |
2023.03.28 20:29 Professional_Disk131 Demand for carbon credits is expected to increase exponentially (CSE: SHFT) (OTC PINK: SHIFF)
 | Formerly known as Tracesafe, ShiftCarbon (CSE: SHFT) is a company developing a platform that enables clients of all sizes to measure their emissions, establish thorough reduction goals, and incorporate carbon offsetting into their operations. submitted by Professional_Disk131 to marketpredictors [link] [comments] https://preview.redd.it/wbedj87iwiqa1.png?width=308&format=png&auto=webp&s=7a5aaf9d50bc4ea646681fd51488342ed084d9de The company's mission is straightforward: understand your impact and decarbonize your future. Through intelligent sensors and AI-powered software, the company assists its customers in knowing where they are at all times and in reducing their emissions. Shiftcarbon has already attracted 50+ clients from more than 40+ nations. https://preview.redd.it/3wbkyrqlwiqa1.jpg?width=672&format=pjpg&auto=webp&s=16dbc19bd60f6fea23180efb75f19689ecd38340 First, what are carbon offsets benefits? We can’t list them all, but we may give a few of them to have a better understand about how important they are:
One of the most crucial metrics for assessing corporate value is carbon emissions. However, a Boston Consulting Group survey found that 91% of businesses are not accurately reporting their carbon emissions. ShiftCarbon was created for this reason, a platform that enables clients of all sizes to assess their emissions thoroughly, set objectives for reduction, and integrate carbon offsetting into their operations. The company has created a product that aids businesses in comprehending the full picture of their carbon emissions. ShiftCarbon helps its customers to always know where they stand rather than hiring consultants who spend weeks creating spreadsheets. Through intelligent sensors and AI-powered software, businesses should be able to reduce their emissions proactively. By purchasing the highest-quality carbon credits from significant initiatives to their clients and local communities, they can make up for everything else. The business teamed up with Green Marine, a voluntary environmental certification program for the North American maritime sector, last year. Through this membership, Shiftcarbon will be able to connect with the Green Marine network, which includes over 40 ship owners, and highlight its services that help them improve their environmental performance and, as a result, help them realize their environmental and carbon-neutrality goals. The company's solution will enable Green Marine participants to quantify and balance their carbon emissions. https://preview.redd.it/1l8syvenwiqa1.jpg?width=1041&format=pjpg&auto=webp&s=b0d178a830d5a9a34a6b17f9801d47d41a8e0969 ShiftCarbon replaced TraceSafe as the company's name on December 15, 2022. The new name reflects the company's new strategic focus on sustainability products that support customers in meeting stakeholder and regulatory climate disclosure requirements and offer creative ways to integrate carbon offsets into customers' operational processes. “This is an exciting new chapter for the company,” said Wayne Lloyd, ShiftCarbon CEO. “The Taskforce on Scaling Voluntary Carbon Markets” has estimated that demand for carbon credits could increase by a factor of 15 or more by 2030 and be worth upward of $50 billion in 2030. We believe that our unique approach to decarbonization will propel the trading of carbon credits and help enterprises–and the world–reach our ambitious goals for reaching net zero.”Regarding the TraceSafe branch, it has more than ten years of experience in developing hardware-assisted software solutions that can transform any environment and offer useful information for enhancing operational safety, effectiveness, and sustainability on a large scale. Solutions from TraceSafe that are Internet of Things (IoT) enabled improve operations for extensive industrial and business applications. The business has assisted Fortune 500 companies and governments in finding solutions to some of their most difficult operational problems. TraceSafe has an unrivaled history of finding innovative solutions to challenging business issues, including decreasing hospital wait times, managing pandemic response, hosting safe international events, and managing workers at various construction sites. https://preview.redd.it/waz93jhowiqa1.jpg?width=2431&format=pjpg&auto=webp&s=3d2fa2badfd54389ea7a3ae6869c21b96d98855c Financing Closed On November 28, ShiftCarbon declared that its oversubscribed private placement had been closed. It initially had a total value of $190k after selling 1,9M shares for a price of $0.10 each. The sale of up to 6.5 million shares allowed the final placement to exceed $656,000. Each share is entitled to one warrant, with an expiration date of 24 months and an exercise price of $0.25 per share. ShiftCarbon compensated qualified finders under this private placement with an $18.3k cash finders fee and 183k transferable warrants. The exercise price for each finder warrant is $0.10 for a 24-month period. Costs associated with the offering are intended to be covered primarily by the net proceeds from the offering. Bottom Line ShitCarbon is positioned for expansion (CSE: SHFT). The board was able to move toward carbon offsets and had established partnerships with well-known major corporations like Green Marine. With smart cities emerging and zero-net emission becoming more crucial, ShiftCarbon seems to be a fantastic opportunity to get involved in now more than ever. |
2023.03.28 20:27 Professional_Disk131 Demand for carbon credits is expected to increase exponentially (CSE: SHFT) (OTC PINK: SHIFF)
| | Formerly known as Tracesafe, ShiftCarbon (CSE: SHFT) is a company developing a platform that enables clients of all sizes to measure their emissions, establish thorough reduction goals, and incorporate carbon offsetting into their operations. submitted by Professional_Disk131 to OTCstockradar [link] [comments] https://preview.redd.it/qawifwwawiqa1.png?width=308&format=png&auto=webp&s=0df061f1b6a623104234b56279b44cc173316017 The company's mission is straightforward: understand your impact and decarbonize your future. Through intelligent sensors and AI-powered software, the company assists its customers in knowing where they are at all times and in reducing their emissions. Shiftcarbon has already attracted 50+ clients from more than 40+ nations. https://preview.redd.it/jdy9q67cwiqa1.jpg?width=672&format=pjpg&auto=webp&s=32e4b805eccf30d8966ee6e19512febc801dd0e5 First, what are carbon offsets benefits? We can’t list them all, but we may give a few of them to have a better understand about how important they are:
One of the most crucial metrics for assessing corporate value is carbon emissions. However, a Boston Consulting Group survey found that 91% of businesses are not accurately reporting their carbon emissions. ShiftCarbon was created for this reason, a platform that enables clients of all sizes to assess their emissions thoroughly, set objectives for reduction, and integrate carbon offsetting into their operations. The company has created a product that aids businesses in comprehending the full picture of their carbon emissions. ShiftCarbon helps its customers to always know where they stand rather than hiring consultants who spend weeks creating spreadsheets. Through intelligent sensors and AI-powered software, businesses should be able to reduce their emissions proactively. By purchasing the highest-quality carbon credits from significant initiatives to their clients and local communities, they can make up for everything else. The business teamed up with Green Marine, a voluntary environmental certification program for the North American maritime sector, last year. Through this membership, Shiftcarbon will be able to connect with the Green Marine network, which includes over 40 ship owners, and highlight its services that help them improve their environmental performance and, as a result, help them realize their environmental and carbon-neutrality goals. The company's solution will enable Green Marine participants to quantify and balance their carbon emissions. https://preview.redd.it/j77dufhdwiqa1.jpg?width=1041&format=pjpg&auto=webp&s=267bf5da78a5273745c4b0dd15c40215a2542660 ShiftCarbon replaced TraceSafe as the company's name on December 15, 2022. The new name reflects the company's new strategic focus on sustainability products that support customers in meeting stakeholder and regulatory climate disclosure requirements and offer creative ways to integrate carbon offsets into customers' operational processes. “This is an exciting new chapter for the company,” said Wayne Lloyd, ShiftCarbon CEO. “The Taskforce on Scaling Voluntary Carbon Markets” has estimated that demand for carbon credits could increase by a factor of 15 or more by 2030 and be worth upward of $50 billion in 2030. We believe that our unique approach to decarbonization will propel the trading of carbon credits and help enterprises–and the world–reach our ambitious goals for reaching net zero.”Regarding the TraceSafe branch, it has more than ten years of experience in developing hardware-assisted software solutions that can transform any environment and offer useful information for enhancing operational safety, effectiveness, and sustainability on a large scale. Solutions from TraceSafe that are Internet of Things (IoT) enabled improve operations for extensive industrial and business applications. The business has assisted Fortune 500 companies and governments in finding solutions to some of their most difficult operational problems. TraceSafe has an unrivaled history of finding innovative solutions to challenging business issues, including decreasing hospital wait times, managing pandemic response, hosting safe international events, and managing workers at various construction sites. https://preview.redd.it/zzyabiyewiqa1.jpg?width=2431&format=pjpg&auto=webp&s=62e2d9b82b38e2582d2b1b78412b1fcc8e806bf6 Financing Closed On November 28, ShiftCarbon declared that its oversubscribed private placement had been closed. It initially had a total value of $190k after selling 1,9M shares for a price of $0.10 each. The sale of up to 6.5 million shares allowed the final placement to exceed $656,000. Each share is entitled to one warrant, with an expiration date of 24 months and an exercise price of $0.25 per share. ShiftCarbon compensated qualified finders under this private placement with an $18.3k cash finders fee and 183k transferable warrants. The exercise price for each finder warrant is $0.10 for a 24-month period. Costs associated with the offering are intended to be covered primarily by the net proceeds from the offering. Bottom Line ShitCarbon is positioned for expansion (CSE: SHFT). The board was able to move toward carbon offsets and had established partnerships with well-known major corporations like Green Marine. With smart cities emerging and zero-net emission becoming more crucial, ShiftCarbon seems to be a fantastic opportunity to get involved in now more than ever. |
2023.03.28 20:20 Vermouth_29 How much money has Kogoro earned?
If you don't want to read, I estimate that, from chapter 1 to chapter 130 (manga) Kogoro earned 11.470.000¥.
Well, this is a question that has always been on my mind, how much money has Kogoro earned as a detective, he is always involved in cases, so he should be a millionaire, right? Well, as these days I have started the show again from chapter one I decided to find out how much money Kogoro would have earned and today I come here to tell you how much money I estimate he has earned.
Note: All chapter numbers refer to the manga, not the anime.
First the most important thing, we need a time frame to be able to put a little in context the amounts, it is not the same to earn 10.000$ in a month that to earn them in a year, luckily in the chapter 1050 of the manga Mary helps us saying that from the disappearance of Shinichi until their trip to London only 6 months have passed, then we know that from chapter 1 until chapter 743, that is when they go to London, 6 months have passed, we also know that the London case is case number 217, so we can divide by 6 and we have that every month have 36 cases, now, we will only focus in the first month because if not, this post will be too long.
Well, now we have our time frame, so we can start counting the money... But there is an obvious problem, we do not know how much money Kogoro earns for each case (except for Moonlight Sonata Murder Case and Akaoni Village Fire Festival Murder Case), since as a general rule we are not told what amounts he charges for each case, and when we search in Google how much money private detectives earn we find another problem, and that is that they don't charge a fixed price, they charge according to the time it takes them to solve the case, as expected, and it is impossible to determine exactly how much time Kogoro spends on each case, but fortunately I found a detective agency in Tokyo that has published on its website, how much money an investigation can cost depending on the type of case, so I will use those amounts to try to determine how much money Kogoro could earn for each case.
In the first 130 chapters of the manga there are a total of 36 cases, a pretty high amount since it is more than one case per day, but it is not anything crazy because it also includes the cases of the Detective Boys or cases where Kogoro does not appear, so first let's remove all the cases where Kogoro is not involved, and we are left that of 34 cases he is only involved in 23 cases, but that Kogoro is involved does not mean that he will earn money for solving them, because he needs to be hired in order to get paid, so let's remove from those 22 cases, all the cases where he simply encounters a crime and we are left only with the cases where someone directly hires him, and we have that he has been hired only 8 times in the first month, and with this we can already see that he is not a millionaire, but he will still have collected a good amount of money since the services of a private detective are not usually cheap, and now we can finally count money.
So if we now add the numbers we gat that Kogoro in the first month would have earned around 11.470.000¥ (~88.000$ or ~81.000€), not bad... That doesn't add up, does it? That has an explanation, and it is that the number has a trick, since it INCLUDES the 10.000.000¥ that Yukiko gives to Kogoro for taking care of Conan, so Kogoro's earnings would be "only" 1.470.000¥ (~11.000$ or ~10.000€) which is still quite a high amount, but we also have to take into account that this would be gross income, not net profits, to this amount we would have to apply taxes, and then expenses, of which I have calculated more or less everything that has been spent on hotels, car rentals and travel, and it would be around 450. 000¥ (~3.500$ or ~3.000€) then we would also have to subtract the bills, the rent/mortgage of both the apartment and the office, daily food expenses, what Kogoro spends on cigarettes and beer... So yes, Kogoro earns quite a lot of money, it is true, the average salary in Japan is 6.180.000¥ per year, so if Kogoro earns 1.450.000¥ in a month he is earning almost 3 times more than the average salary, but he also has a lot of expenses, so we can conclude that, Kogoro is not rich, but he earns enough money to support his lifestyle.
Finally I would like to mention one thing, and that is that all of Kogoro's clients during these chapters were quite wealthy people (except Akemi Miyano, who visited him pretending to be a schoolgirl), we have 2 presidents of companies, 2 doctors, 1 idol, and 1 loaner.... All people who financially have no problems and can afford to pay for the services of a private detective.
submitted by Vermouth_29 to OneTruthPrevails [link] [comments]
Well, this is a question that has always been on my mind, how much money has Kogoro earned as a detective, he is always involved in cases, so he should be a millionaire, right? Well, as these days I have started the show again from chapter one I decided to find out how much money Kogoro would have earned and today I come here to tell you how much money I estimate he has earned.
Note: All chapter numbers refer to the manga, not the anime.
First the most important thing, we need a time frame to be able to put a little in context the amounts, it is not the same to earn 10.000$ in a month that to earn them in a year, luckily in the chapter 1050 of the manga Mary helps us saying that from the disappearance of Shinichi until their trip to London only 6 months have passed, then we know that from chapter 1 until chapter 743, that is when they go to London, 6 months have passed, we also know that the London case is case number 217, so we can divide by 6 and we have that every month have 36 cases, now, we will only focus in the first month because if not, this post will be too long.
Well, now we have our time frame, so we can start counting the money... But there is an obvious problem, we do not know how much money Kogoro earns for each case (except for Moonlight Sonata Murder Case and Akaoni Village Fire Festival Murder Case), since as a general rule we are not told what amounts he charges for each case, and when we search in Google how much money private detectives earn we find another problem, and that is that they don't charge a fixed price, they charge according to the time it takes them to solve the case, as expected, and it is impossible to determine exactly how much time Kogoro spends on each case, but fortunately I found a detective agency in Tokyo that has published on its website, how much money an investigation can cost depending on the type of case, so I will use those amounts to try to determine how much money Kogoro could earn for each case.
In the first 130 chapters of the manga there are a total of 36 cases, a pretty high amount since it is more than one case per day, but it is not anything crazy because it also includes the cases of the Detective Boys or cases where Kogoro does not appear, so first let's remove all the cases where Kogoro is not involved, and we are left that of 34 cases he is only involved in 23 cases, but that Kogoro is involved does not mean that he will earn money for solving them, because he needs to be hired in order to get paid, so let's remove from those 22 cases, all the cases where he simply encounters a crime and we are left only with the cases where someone directly hires him, and we have that he has been hired only 8 times in the first month, and with this we can already see that he is not a millionaire, but he will still have collected a good amount of money since the services of a private detective are not usually cheap, and now we can finally count money.
- Company President's Daughter Kidnapping Case: Now we start with the first problem, and that is that although private detectives can help in cases of kidnapping, the agency I use as a reference does not have a section where it says what they charge for a kidnapping case, and I have not found much information online about how much they can charge for this type of service, so I will base it on the price of finding someone missing, so I think 200,000¥ would be reasonable amount, especially considering that the first kidnapping was fake.
- An Idol's Locked Room Murder Case: Here the things get complicated again, and is that at first he is hired to find a stalker, but in the end it ends up being a murder, and if that were not enough his client is Yoko Okino, so my intuition tells me that Kogoro at first refused to charge her, but let's say that in the end Yoko pays him for his services, and knowing Kogoro I would not be surprised if he charged her only as a case of harassment and quite cheap, so my estimate in this case is about 70,000¥, which is the cheapest harassment case that the detective agency I have consulted has, although it is very likely that he charged her even less.
- Akaoni Village Fire Festival Murder Case: 500.000¥, mentioned in the episode, no no debate here.
- The Strange Person Hunt Murder Case: Akemi... Akemi... Akemi...I sincerely believe that Kogoro would not charge her anything for this case, because Kogoro will be many things, he will be a drunkard, an irresponsible, a womanizer and whatever you want, but before all that he is a father, and the fact that a high school girl comes crying to his agency begging him to find her father, who is her only family, and who has abandoned her, I do not see him asking her to pay him, 0¥
- Once-A-Month Present Threat Case: This time we have a case of harassment that ends up becoming a kidnapping and attempted murder of a child, another relatively complicated case when determining how much you can charge for it, for me an important point here is that Mr. Ogawa does not want to inform the police so he will be willing to pay more in order keep everything secret, I think that about 200,000¥ is a reasonable price for this case.
- The Antique Collector Murder Case: Although here Kogoro is not hired to solve the murder, remember that the victim had hired him to investigate whether his wife was unfaithful, and although he had not paid him he had formally hired him and he had done his job, so there was a debt, and as the debts are inherited along with the inheritance, the person who inherits his fortune will also have to pay Kogoro, the person who inherits his fortune will also have to pay Kogoro, the only negative point here is that Mr. Maru had asked him to find out who was the person with whom he was unfaithful, so Kogoro could have charged him more money, but only for the investigation of the infidelity I think he can charge 100,000¥.
- Moonlight Sonata Murder Case: 500.000¥, mentioned in the episode, no no debate here.
So if we now add the numbers we gat that Kogoro in the first month would have earned around 11.470.000¥ (~88.000$ or ~81.000€), not bad... That doesn't add up, does it? That has an explanation, and it is that the number has a trick, since it INCLUDES the 10.000.000¥ that Yukiko gives to Kogoro for taking care of Conan, so Kogoro's earnings would be "only" 1.470.000¥ (~11.000$ or ~10.000€) which is still quite a high amount, but we also have to take into account that this would be gross income, not net profits, to this amount we would have to apply taxes, and then expenses, of which I have calculated more or less everything that has been spent on hotels, car rentals and travel, and it would be around 450. 000¥ (~3.500$ or ~3.000€) then we would also have to subtract the bills, the rent/mortgage of both the apartment and the office, daily food expenses, what Kogoro spends on cigarettes and beer... So yes, Kogoro earns quite a lot of money, it is true, the average salary in Japan is 6.180.000¥ per year, so if Kogoro earns 1.450.000¥ in a month he is earning almost 3 times more than the average salary, but he also has a lot of expenses, so we can conclude that, Kogoro is not rich, but he earns enough money to support his lifestyle.
Finally I would like to mention one thing, and that is that all of Kogoro's clients during these chapters were quite wealthy people (except Akemi Miyano, who visited him pretending to be a schoolgirl), we have 2 presidents of companies, 2 doctors, 1 idol, and 1 loaner.... All people who financially have no problems and can afford to pay for the services of a private detective.
2023.03.28 17:51 ObstructiveWalrus Is renting worth it if it allows me to save ~60% of my net income?
I live in a relatively HCOL area (Ottawa) and have been looking into buying my first place for a couple months. Housing is prohibitively expensive for first-time buyers here, especially if you're buying without a partner.
Right now I make $100k gross / $70k net income. I'm in a pretty good position with my current rental where I'm spending only 23% of my net income between rent and utilities. I spend roughly 17% of my net between food, entertainment, and smaller recurring monthly expenses like tenant insurance and subscriptions. Barring any unexpected expenses, this leaves 60% of my net income leftover, which I've been dumping straight into my savings accounts. I don't own a vehicle, so I'm not spending anything on transportation outside of the rare uber ride.
The properties I've been looking at range between $400k-$500k in price. These are mainly stacked condo units and the occasional freehold unit at the upper end of that price range. Assuming a significant down payment (~25%, which I could do without stretching myself too thin) at a 5.1% interest rate, total housing costs (mortgage+interest, condo fees, insurance, utilities, and property taxes) would run anywhere from 42%-46% of my net pay, which is really pushing the upper limits of what I'm comfortable paying per month for housing. I've calculated a few different scenarios, but the number always comes out somewhere in this range. Purchasing a property would also eventually mean getting a vehicle, which would only push my monthly expenses further up. In short, buying would essentially reduce my monthly contributions to my savings accounts by around half.
At that point, does buying right now make sense or should I just continue saving to buy in the future with a higher down payment? I don't really have any personal reasons for wanting to buy right now apart from the fact that I don't want to live in my current rental forever, so it's not like I'm in a hurry to get out of my current situation. It's just that the idea of buying seems questionable if it means cutting my savings rate by around half.
submitted by ObstructiveWalrus to PersonalFinanceCanada [link] [comments]
Right now I make $100k gross / $70k net income. I'm in a pretty good position with my current rental where I'm spending only 23% of my net income between rent and utilities. I spend roughly 17% of my net between food, entertainment, and smaller recurring monthly expenses like tenant insurance and subscriptions. Barring any unexpected expenses, this leaves 60% of my net income leftover, which I've been dumping straight into my savings accounts. I don't own a vehicle, so I'm not spending anything on transportation outside of the rare uber ride.
The properties I've been looking at range between $400k-$500k in price. These are mainly stacked condo units and the occasional freehold unit at the upper end of that price range. Assuming a significant down payment (~25%, which I could do without stretching myself too thin) at a 5.1% interest rate, total housing costs (mortgage+interest, condo fees, insurance, utilities, and property taxes) would run anywhere from 42%-46% of my net pay, which is really pushing the upper limits of what I'm comfortable paying per month for housing. I've calculated a few different scenarios, but the number always comes out somewhere in this range. Purchasing a property would also eventually mean getting a vehicle, which would only push my monthly expenses further up. In short, buying would essentially reduce my monthly contributions to my savings accounts by around half.
At that point, does buying right now make sense or should I just continue saving to buy in the future with a higher down payment? I don't really have any personal reasons for wanting to buy right now apart from the fact that I don't want to live in my current rental forever, so it's not like I'm in a hurry to get out of my current situation. It's just that the idea of buying seems questionable if it means cutting my savings rate by around half.
2023.03.28 17:26 ShrekMegaFan Found this Innisfree set at Marshalls!
 | Was super excited to spot this at such a good price! Got this set from sephora (on sale!) for $31 in December. They also had the green tea serum on its own (same size) for $2 less lol submitted by ShrekMegaFan to CanSkincare [link] [comments] |
2023.03.28 17:09 PlainsmanParkingLot D1 Baseball TV/Streaming for Tuesday March 28
 | submitted by PlainsmanParkingLot to collegebaseball [link] [comments] https://preview.redd.it/i84l7n54xhqa1.jpg?width=2791&format=pjpg&auto=webp&s=94ed0320ef55091707b54986eef3c27d4f96a7a3
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2023.03.28 16:23 MightBeneficial3302 Demand for carbon credits is expected to increase exponentially (CSE: SHFT) (OTC PINK: SHIFF)
 | Formerly known as Tracesafe, ShiftCarbon (CSE: SHFT) is a company developing a platform that enables clients of all sizes to measure their emissions, establish thorough reduction goals, and incorporate carbon offsetting into their operations. submitted by MightBeneficial3302 to stockfreshman [link] [comments] https://preview.redd.it/cqx5rzv5ohqa1.png?width=564&format=png&auto=webp&s=b911a9a476602a031b7a90a15514b469c15182bb The company's mission is straightforward: understand your impact and decarbonize your future. Through intelligent sensors and AI-powered software, the company assists its customers in knowing where they are at all times and in reducing their emissions. Shiftcarbon has already attracted 50+ clients from more than 40+ nations. https://preview.redd.it/95s74m48ohqa1.jpg?width=672&format=pjpg&auto=webp&s=d9565559cefadf51c85ce3027f07cba25cb39585 First, what are carbon offsets benefits? We can’t list them all, but we may give a few of them to have a better understand about how important they are:
One of the most crucial metrics for assessing corporate value is carbon emissions. However, a Boston Consulting Group survey found that 91% of businesses are not accurately reporting their carbon emissions. ShiftCarbon was created for this reason, a platform that enables clients of all sizes to assess their emissions thoroughly, set objectives for reduction, and integrate carbon offsetting into their operations. The company has created a product that aids businesses in comprehending the full picture of their carbon emissions. ShiftCarbon helps its customers to always know where they stand rather than hiring consultants who spend weeks creating spreadsheets. Through intelligent sensors and AI-powered software, businesses should be able to reduce their emissions proactively. By purchasing the highest-quality carbon credits from significant initiatives to their clients and local communities, they can make up for everything else. The business teamed up with Green Marine, a voluntary environmental certification program for the North American maritime sector, last year. Through this membership, Shiftcarbon will be able to connect with the Green Marine network, which includes over 40 ship owners, and highlight its services that help them improve their environmental performance and, as a result, help them realize their environmental and carbon-neutrality goals. The company's solution will enable Green Marine participants to quantify and balance their carbon emissions. https://preview.redd.it/y79np0mmohqa1.jpg?width=1041&format=pjpg&auto=webp&s=623b851a0ee078e081747c3683ba5bce303a861d ShiftCarbon replaced TraceSafe as the company's name on December 15, 2022. The new name reflects the company's new strategic focus on sustainability products that support customers in meeting stakeholder and regulatory climate disclosure requirements and offer creative ways to integrate carbon offsets into customers' operational processes. “This is an exciting new chapter for the company,” said Wayne Lloyd, ShiftCarbon CEO. “The Taskforce on Scaling Voluntary Carbon Markets” has estimated that demand for carbon credits could increase by a factor of 15 or more by 2030 and be worth upward of $50 billion in 2030. We believe that our unique approach to decarbonization will propel the trading of carbon credits and help enterprises–and the world–reach our ambitious goals for reaching net zero.”Regarding the TraceSafe branch, it has more than ten years of experience in developing hardware-assisted software solutions that can transform any environment and offer useful information for enhancing operational safety, effectiveness, and sustainability on a large scale. Solutions from TraceSafe that are Internet of Things (IoT) enabled improve operations for extensive industrial and business applications. The business has assisted Fortune 500 companies and governments in finding solutions to some of their most difficult operational problems. TraceSafe has an unrivaled history of finding innovative solutions to challenging business issues, including decreasing hospital wait times, managing pandemic response, hosting safe international events, and managing workers at various construction sites. https://preview.redd.it/go1y1fmrohqa1.jpg?width=2431&format=pjpg&auto=webp&s=bf8614d4dcaea4eafc20469092d91d6c195b47fc Financing Closed On November 28, ShiftCarbon declared that its oversubscribed private placement had been closed. It initially had a total value of $190k after selling 1,9M shares for a price of $0.10 each. The sale of up to 6.5 million shares allowed the final placement to exceed $656,000. Each share is entitled to one warrant, with an expiration date of 24 months and an exercise price of $0.25 per share. ShiftCarbon compensated qualified finders under this private placement with an $18.3k cash finders fee and 183k transferable warrants. The exercise price for each finder warrant is $0.10 for a 24-month period. Costs associated with the offering are intended to be covered primarily by the net proceeds from the offering. Bottom Line ShitCarbon is positioned for expansion (CSE: SHFT). The board was able to move toward carbon offsets and had established partnerships with well-known major corporations like Green Marine. With smart cities emerging and zero-net emission becoming more crucial, ShiftCarbon seems to be a fantastic opportunity to get involved in now more than ever. |
2023.03.28 16:23 MightBeneficial3302 Demand for carbon credits is expected to increase exponentially (CSE: SHFT) (OTC PINK: SHIFF)
 | Formerly known as Tracesafe, ShiftCarbon (CSE: SHFT) is a company developing a platform that enables clients of all sizes to measure their emissions, establish thorough reduction goals, and incorporate carbon offsetting into their operations. submitted by MightBeneficial3302 to PennyStocksCanada [link] [comments] https://preview.redd.it/7sypk155ohqa1.png?width=564&format=png&auto=webp&s=629c73cbea3496aef71ef2b1bef7a4d33a62d785 The company's mission is straightforward: understand your impact and decarbonize your future. Through intelligent sensors and AI-powered software, the company assists its customers in knowing where they are at all times and in reducing their emissions. Shiftcarbon has already attracted 50+ clients from more than 40+ nations. https://preview.redd.it/z9znuj37ohqa1.jpg?width=672&format=pjpg&auto=webp&s=32fa03b93abca0363b34fd3fa179d15f9d3d632e First, what are carbon offsets benefits? We can’t list them all, but we may give a few of them to have a better understand about how important they are:
One of the most crucial metrics for assessing corporate value is carbon emissions. However, a Boston Consulting Group survey found that 91% of businesses are not accurately reporting their carbon emissions. ShiftCarbon was created for this reason, a platform that enables clients of all sizes to assess their emissions thoroughly, set objectives for reduction, and integrate carbon offsetting into their operations. The company has created a product that aids businesses in comprehending the full picture of their carbon emissions. ShiftCarbon helps its customers to always know where they stand rather than hiring consultants who spend weeks creating spreadsheets. Through intelligent sensors and AI-powered software, businesses should be able to reduce their emissions proactively. By purchasing the highest-quality carbon credits from significant initiatives to their clients and local communities, they can make up for everything else. The business teamed up with Green Marine, a voluntary environmental certification program for the North American maritime sector, last year. Through this membership, Shiftcarbon will be able to connect with the Green Marine network, which includes over 40 ship owners, and highlight its services that help them improve their environmental performance and, as a result, help them realize their environmental and carbon-neutrality goals. The company's solution will enable Green Marine participants to quantify and balance their carbon emissions. https://preview.redd.it/ri63zyslohqa1.jpg?width=1041&format=pjpg&auto=webp&s=47fe9eb61c3d311cc6fc0aa9efd7df10dbd21c74 ShiftCarbon replaced TraceSafe as the company's name on December 15, 2022. The new name reflects the company's new strategic focus on sustainability products that support customers in meeting stakeholder and regulatory climate disclosure requirements and offer creative ways to integrate carbon offsets into customers' operational processes. “This is an exciting new chapter for the company,” said Wayne Lloyd, ShiftCarbon CEO. “The Taskforce on Scaling Voluntary Carbon Markets” has estimated that demand for carbon credits could increase by a factor of 15 or more by 2030 and be worth upward of $50 billion in 2030. We believe that our unique approach to decarbonization will propel the trading of carbon credits and help enterprises–and the world–reach our ambitious goals for reaching net zero.”Regarding the TraceSafe branch, it has more than ten years of experience in developing hardware-assisted software solutions that can transform any environment and offer useful information for enhancing operational safety, effectiveness, and sustainability on a large scale. Solutions from TraceSafe that are Internet of Things (IoT) enabled improve operations for extensive industrial and business applications. The business has assisted Fortune 500 companies and governments in finding solutions to some of their most difficult operational problems. TraceSafe has an unrivaled history of finding innovative solutions to challenging business issues, including decreasing hospital wait times, managing pandemic response, hosting safe international events, and managing workers at various construction sites. https://preview.redd.it/c9nyjuoqohqa1.jpg?width=2431&format=pjpg&auto=webp&s=8823705782dbe02d09a5c9f7a87ec47473914524 Financing Closed On November 28, ShiftCarbon declared that its oversubscribed private placement had been closed. It initially had a total value of $190k after selling 1,9M shares for a price of $0.10 each. The sale of up to 6.5 million shares allowed the final placement to exceed $656,000. Each share is entitled to one warrant, with an expiration date of 24 months and an exercise price of $0.25 per share. ShiftCarbon compensated qualified finders under this private placement with an $18.3k cash finders fee and 183k transferable warrants. The exercise price for each finder warrant is $0.10 for a 24-month period. Costs associated with the offering are intended to be covered primarily by the net proceeds from the offering. Bottom Line ShitCarbon is positioned for expansion (CSE: SHFT). The board was able to move toward carbon offsets and had established partnerships with well-known major corporations like Green Marine. With smart cities emerging and zero-net emission becoming more crucial, ShiftCarbon seems to be a fantastic opportunity to get involved in now more than ever. |
2023.03.28 13:40 throwawaybusinesstax Continue investing into SEP retirement at a high rate or ease off a bit to get a nicer condo?
45, single, will never get married or have kids. Live in a hcol area (Los Angeles). Self employed. Last year earned 260k net but put 50k into my retirement plan to minimize my taxable income. AGI was 192k for 2022. So on average around 16k leftover at the end of the month, if my math is correct. Every month is different though. I will be putting down at least 20% (currently have 170k in the bank).
I am behind on retirement (only started making good money in the last 2 years) so I only have 133k in my Vanguard SEP. 0 debt. 0 car payments etc. Ideally I want to continue investing around 40-50k a year into my SEP but that will seriously affect my ability to buy a nice condo in Los Angeles.
The condos that i like tend to be in the 700-750k range.. average HOA here is like $500 a month or so... with property tax, insurance, etch total payment on a 710k condo would be like $4300-4600 a month... which I find steep.
So despite making 260k a year, my budget is really more like 500-600k max as I want to keep my total monthly payment (incl hoa, insurance, taxes etc) in the 3k range... like 3.5k would be fine no prob. And yes, there are plenty of condos even in LA in that price range, they just aren't the best looking/new/spacious/desirable etc.
Is this a good way to go or is it ok to relax a little on the retirement contributions? I live in a hcol area and have no family so i think its important to have as much as humanly possible in there.... but as a result have to sacrifice on the condo I can afford.
Also, in LA its generally cheaper for me to rent that own. I am familiar w/the NY Times calculator etc.. but even condos appreciate quite a bit here so in the long run owning may be better and I could always roll that equity over into a nicer place.
What is the max total monthly payment I should go with while continuing to sock away money into myr retirement? That will determine the price range I can afford. For example, 550k mortgage = $3560 approx https://www.trulia.com/p/ca/los-angeles/17510-sherman-way-208-los-angeles-ca-91406--2078732545
Looks like it's safest to stay in that range? Also, pls keep in mind that I am EXTREMELY risk averse and like to play it as SAFE as possible. I feel like there is more risk as I am self employed, income can fluctuate so best not to buy a "baller place" even if technically on paper it looks like I can get one and will be approved for 750k etc
Thanks
submitted by throwawaybusinesstax to personalfinance [link] [comments]
I am behind on retirement (only started making good money in the last 2 years) so I only have 133k in my Vanguard SEP. 0 debt. 0 car payments etc. Ideally I want to continue investing around 40-50k a year into my SEP but that will seriously affect my ability to buy a nice condo in Los Angeles.
The condos that i like tend to be in the 700-750k range.. average HOA here is like $500 a month or so... with property tax, insurance, etch total payment on a 710k condo would be like $4300-4600 a month... which I find steep.
So despite making 260k a year, my budget is really more like 500-600k max as I want to keep my total monthly payment (incl hoa, insurance, taxes etc) in the 3k range... like 3.5k would be fine no prob. And yes, there are plenty of condos even in LA in that price range, they just aren't the best looking/new/spacious/desirable etc.
Is this a good way to go or is it ok to relax a little on the retirement contributions? I live in a hcol area and have no family so i think its important to have as much as humanly possible in there.... but as a result have to sacrifice on the condo I can afford.
Also, in LA its generally cheaper for me to rent that own. I am familiar w/the NY Times calculator etc.. but even condos appreciate quite a bit here so in the long run owning may be better and I could always roll that equity over into a nicer place.
What is the max total monthly payment I should go with while continuing to sock away money into myr retirement? That will determine the price range I can afford. For example, 550k mortgage = $3560 approx https://www.trulia.com/p/ca/los-angeles/17510-sherman-way-208-los-angeles-ca-91406--2078732545
Looks like it's safest to stay in that range? Also, pls keep in mind that I am EXTREMELY risk averse and like to play it as SAFE as possible. I feel like there is more risk as I am self employed, income can fluctuate so best not to buy a "baller place" even if technically on paper it looks like I can get one and will be approved for 750k etc
Thanks
2023.03.28 13:05 TallStore8424 Moving from NYC to Houston in 2023
I have contemplated moving from NYC to Houston. The good thing is that my job is remote and if I "move," I will switch location and will get a 20% adjustment. I ran the numbers through tax calculators and my current total compensation is $176.2K and it will become $141.5K. The net difference after taxes is $9,926.76. I will get a lower 401K, which compounded 8% until retirement is at least $326.8K. However, my 401K is projected to hit at least $6M with my current contributions and match.
Currently, the 3 BD houses I am looking to purchase in the next 2 years are $380K-$450K in Houston. If I stay in NYC, I will be purchasing a 2-3 BD co-op for the same price. Even though the maintenance is $1K/month for NYC, property taxes are 2.5%-3% (comes out to be under $1K/month) in Houston, although utilities appear higher due to housing maintenance and weather. I will have a newer build and have to drive everywhere. Eventually, I will be purchasing a car if I stay in NYC as well. Would you make the move? My base salary will go from $143K to $114K. I can also wait until March of next year to switch location, my compensation goes up by $10K, so my adjustment is a bit higher. I am just afraid my new adjustment wouldn't be enough to maintain a decent lifestyle on top of saving for retirement. I can apt/house hack in both cities by renting out a room, but ideally, I want to be able to afford to be a homeowner without relying on that if I need to. Thoughts?
submitted by TallStore8424 to personalfinance [link] [comments]
Currently, the 3 BD houses I am looking to purchase in the next 2 years are $380K-$450K in Houston. If I stay in NYC, I will be purchasing a 2-3 BD co-op for the same price. Even though the maintenance is $1K/month for NYC, property taxes are 2.5%-3% (comes out to be under $1K/month) in Houston, although utilities appear higher due to housing maintenance and weather. I will have a newer build and have to drive everywhere. Eventually, I will be purchasing a car if I stay in NYC as well. Would you make the move? My base salary will go from $143K to $114K. I can also wait until March of next year to switch location, my compensation goes up by $10K, so my adjustment is a bit higher. I am just afraid my new adjustment wouldn't be enough to maintain a decent lifestyle on top of saving for retirement. I can apt/house hack in both cities by renting out a room, but ideally, I want to be able to afford to be a homeowner without relying on that if I need to. Thoughts?