How to make snapchat font smaller
SnapMapDiscoveries A community dedicated to find the hidden gems of Snapchat's public stories
2019.02.24 22:03 Petterrs96 SnapMapDiscoveries A community dedicated to find the hidden gems of Snapchat's public stories
A community dedicated to find the hidden gems of Snapchat's public stories
2012.06.15 04:02 duotriophobia23 Snapchat
Welcome to Snapchat! No sellers, fake accounts &/or NSFW Accounts or Posts, harassing, racist posts or comments. Please don’t share your Snapchat username on posts. Enjoy.
2020.10.09 21:43 chaTTSer miniarcades
Smaller sized arcades, table tops, mini sized arcades, and smaller. Brag about your collections no matter how 'small'. This includes any type of arcades, including the ones with vacuum florescent displays. Tell us where to find them all! Or how to make one!
2023.03.29 09:08 EveryNameIsTaken142 Update global variable from endpoint in Flask Restful
I am trying to update global variable through an endpoint . I have two variables that I have assigned values to when app is loaded. These variables are loading two files. I have a cronjon which replaces these files on daily basis. How can I update these variables every time the files are replaced. I was thinking of making an endpoint /refresh or something like that so that i can hit that endpoint whenever the files is replaced in the cronjon. What could be the best way to achieve this? Any help would be appreciated. Thanks
submitted by EveryNameIsTaken142 to flask [link] [comments]
2023.03.29 09:08 Most_Worldliness9761 Some notes on identification of Deism
I think it's funny that we're all -myself included- having a big struggle where to put "Deism" in the grand spectrum of religious and philosophical affiliations, what identifying as a Deist implies concerning our idea or description of God and what makes it unique compared to others. I want to say a couple of things based on my reading in the last 4 years.
In some conversations I come across remarks like "this is the Christian idea of God, Deism does not propose such and such". I don't think any of us are an authority on what Deism "requires" but it's certainly easily conflated with cultural atheism in the name of distinguishing it from religiosity. Also naturalist pantheism being labeled as Deism seems commonplace just because it's anti-Biblical.
To summarize my personal definition, Deism is nothing more or less than Philosophical Monotheism:
The idea that the universe (nature, time, space, matter, energy, laws of physics and motion) has an absolute literal beginning before which there was nothing, there was no 'before', but there was the Creator only, and the Creator (the transcendent but personal and intelligent being that is above and beyond the confinements of the universe, the only self-existent/uncaused entity) is responsible for the emergence of the universe.
We're talking about the "emergence" of time and space itself, which is incomprehensible to our minds, but rationally provable with the Uncaused Cause argument which states that the chain of causality can not go back forever in an infinite regress, and the arrow of time must have been fired at some point or else it would never have reached this very moment. (Another argument, called the ontological argument, states that the Highest Idea Conceivable can not possibly not exist as in that case we wouldn't have been able to conceive its idea in the first place.)
The alternative variants of opposition to this stance is a gigantic consensus of theistic and atheistic religions that have dominated much of history really, which all believe in unoriginated, eternal, self-existent universe. This point is important. I included atheism in 'religions' to the surprise of some because from the deistic pov it is considered illogical hence superstitious.
From the widespread ancient creation myths of the earliest civilizations to modern atheism, to name a few, in the Babylonian Enuma Elish, Hindu Vedas, Aristotelian cosmology, Hebrew Bible (specifically the Book of Genesis), and the Qur'an (verse 11:7 etc.); the uncontested idea was eternal cosmos.
The cosmos, the interwoven fabric of time and space, had existed since forever, going back to an eternal past without a beginning, ever been filled with chaotic primordial oceans that is the essence of matter (and of the age of agricultural settlements), and one day a Demiurge (Craftsman) with his pantheon who are all inhabitants here decide to bring shape, form, and order to this disordered watery realm. He uses this pre-existing matter, water, to sculpt a habitat called by the ancients "heaven and earth", a dome shaped planet with a stretched flat ground and hemispheric cover. Just like he will sculpt Adam from mud later. The reason the sky is blue is because there are waters above just like upon the earth, but confined behind a solid transparent platform held up by invisible columns. When the oceans were originally split in two, that's how the sky and the earth were distinguished. There are actual resting places of the sun and the moon in the far off edges of the world, and geographic locations in direct exposure to them. The stars are stations of heavenly beings. The highest layer of the sky behind the clouds houses the Heavenly Court, the pantheon of divine royalty who established themselves there after the creation was done, reigning over the earth.
This is the Biblical and more or less all of the ancient cosmology (Mormons and earth flatters got it right). In short, although there is a mighty royal figure responsible for crafting the dome-planet earth and bringing order to anarchy, the "universe" (time and space) that encapsulates it have no mention of being originated out of nothing here. Contrary to popular belief, the Genesis never claimed or was interested in any creator or creation of nature, it merely gave a mythological account of how the observable world earned its current shape and state. It didn't say that the "heaven and earth" was the entire universe or spacetime spectrum itself; or that matter(waters), the raw material of the world, needed to be created by a higher power. Rather, the Demiurge and his minions had been living in the universe for quite some time, spending their days not knowing what to do with all the watery chaos, until one day they begin a construction that takes 6 working days plus 1 resting day.
It's the Scholastic and Kalam philosophy that first proposed an absolute creation for nature/spacetime and attributed Supreme qualities to the non-anthropomorphic higher power responsible for it. Later, 17-18th century Enlightenment thinkers divorced this Creator from scriptural religion altogether. But rationalist philosophy developed even among scriptural scholars had ever been contra-Biblical which is why they had been debating how to reconcile reason and revelation for centuries since Thomas Aquinas and before.
In short, Monotheism in this modern sense emerged with philosophy developed even among clerical circles and perfected(?) per se by Enlightenment Deism.
It is important to have the right idea about what organized religion (Judaism, Christianity, Islam) really is to distinguish it from Deism. With their scriptural tenet of eternal cosmos, a pantheon of multiple divine figureheads or demi-gods called angels or triune persons, anthropomorphic/material chief deity, deified priests called prophets; they are surviving remnants of "Monolatristic Henotheism" -a hardened, centralized, more coercive form of Polytheism- rather than Monotheism.
Modern religious societies do not realize how rationalized and modernized their outlook on God actually is, like an unlabeled de facto Deism, compared to scriptural orthodoxy they conveniently ignore. Today, the legit religious lifestyle is preserved by extreme traditionalists on the peripheries, not the usual Church going aunt, not even conservative politicians.
But then again the non-Monotheistic side of religion continues to poison our thoughts and behavior. Although ritual worship is allegedly only dedicated to a chief deity, we have lesser divine beings and holy spirits venerated with just as much piety, temples and shrines to make Communion with said divine powers, offerings to please them, priests to confess our sins to and intervene on our behalf and countless other pagan superstition.
The believer's heart is not alone in a spiritual relationship with a singular Divine authority, nor is his/her mind satisfied since established theology isn't interested in reducing Divinity to oneness from all the additions and extensions and inventions justified under labels like 'only intercessors' or 'persons/faces of the one and the same essence'. So the anti-logical mystery of triune godhead, or of finite mortals receiving literal words from an infinite and immortal entity, or angels (malak=mighty one) being blatantly disguised remnants of Canaanite/Greek/Arab pantheon ... all pass as inconsistencies of Monotheism while they have clear Polytheistic roots.
When it comes to creating and designing nature, these religions have no concept of nature or inviolable natural laws to begin with. When it comes to Omnipotence, Jehovah or Father or Allah are anything but, as they need constant assistance and collaboration of Angels (Mighty Ones) (let's just call them Gods already) to be able to manage cosmic affairs. Each Angel/God is entrusted by The God (Allah in Arabic is literally Al-Ilah) with governance of a particular natural/cosmic function like weather, soil, fertility, death, guidance, judgment in afterlife etc. When it comes to Omnibenevolence, you don't need to be reminded that the scriptures have zero concern of proving their god's goodness with all the atrocious militaristic commandments and even sending humanity to earth as a punishment! Adam and Eve's banishment can be interpreted as Misotheistic (hatred of God and depiction of God as cruel) even. As a Deist I would much rather considering being here as a blessing rather than punishment. Or what about being All-Just? Having my sins atoned for with the sacrifice of someone else instead of me turning away from my wrongs is not fair.
But all these attributes - Creatorship, Omnipotence, Omnibenevolence etc. - are so culturally wed to the rhetoric of organized religion, it's as if one has to defend every dogma and tenet of these religions the moment they take a step into the realm of Monotheism. This among others if you ask me is the greatest burden and confusion caused by organized religion and part of the reason Deists struggle to define themselves or pinpoint their position in relation to others.
Organized religions do not only spread so many lies and paradoxes, but blend the truth with superstition and cause the truth to be discredited among their nonsenses like a jewel lost in a bag of coal.
submitted by Most_Worldliness9761 to deism [link] [comments]
In some conversations I come across remarks like "this is the Christian idea of God, Deism does not propose such and such". I don't think any of us are an authority on what Deism "requires" but it's certainly easily conflated with cultural atheism in the name of distinguishing it from religiosity. Also naturalist pantheism being labeled as Deism seems commonplace just because it's anti-Biblical.
To summarize my personal definition, Deism is nothing more or less than Philosophical Monotheism:
The idea that the universe (nature, time, space, matter, energy, laws of physics and motion) has an absolute literal beginning before which there was nothing, there was no 'before', but there was the Creator only, and the Creator (the transcendent but personal and intelligent being that is above and beyond the confinements of the universe, the only self-existent/uncaused entity) is responsible for the emergence of the universe.
We're talking about the "emergence" of time and space itself, which is incomprehensible to our minds, but rationally provable with the Uncaused Cause argument which states that the chain of causality can not go back forever in an infinite regress, and the arrow of time must have been fired at some point or else it would never have reached this very moment. (Another argument, called the ontological argument, states that the Highest Idea Conceivable can not possibly not exist as in that case we wouldn't have been able to conceive its idea in the first place.)
The alternative variants of opposition to this stance is a gigantic consensus of theistic and atheistic religions that have dominated much of history really, which all believe in unoriginated, eternal, self-existent universe. This point is important. I included atheism in 'religions' to the surprise of some because from the deistic pov it is considered illogical hence superstitious.
From the widespread ancient creation myths of the earliest civilizations to modern atheism, to name a few, in the Babylonian Enuma Elish, Hindu Vedas, Aristotelian cosmology, Hebrew Bible (specifically the Book of Genesis), and the Qur'an (verse 11:7 etc.); the uncontested idea was eternal cosmos.
The cosmos, the interwoven fabric of time and space, had existed since forever, going back to an eternal past without a beginning, ever been filled with chaotic primordial oceans that is the essence of matter (and of the age of agricultural settlements), and one day a Demiurge (Craftsman) with his pantheon who are all inhabitants here decide to bring shape, form, and order to this disordered watery realm. He uses this pre-existing matter, water, to sculpt a habitat called by the ancients "heaven and earth", a dome shaped planet with a stretched flat ground and hemispheric cover. Just like he will sculpt Adam from mud later. The reason the sky is blue is because there are waters above just like upon the earth, but confined behind a solid transparent platform held up by invisible columns. When the oceans were originally split in two, that's how the sky and the earth were distinguished. There are actual resting places of the sun and the moon in the far off edges of the world, and geographic locations in direct exposure to them. The stars are stations of heavenly beings. The highest layer of the sky behind the clouds houses the Heavenly Court, the pantheon of divine royalty who established themselves there after the creation was done, reigning over the earth.
This is the Biblical and more or less all of the ancient cosmology (Mormons and earth flatters got it right). In short, although there is a mighty royal figure responsible for crafting the dome-planet earth and bringing order to anarchy, the "universe" (time and space) that encapsulates it have no mention of being originated out of nothing here. Contrary to popular belief, the Genesis never claimed or was interested in any creator or creation of nature, it merely gave a mythological account of how the observable world earned its current shape and state. It didn't say that the "heaven and earth" was the entire universe or spacetime spectrum itself; or that matter(waters), the raw material of the world, needed to be created by a higher power. Rather, the Demiurge and his minions had been living in the universe for quite some time, spending their days not knowing what to do with all the watery chaos, until one day they begin a construction that takes 6 working days plus 1 resting day.
It's the Scholastic and Kalam philosophy that first proposed an absolute creation for nature/spacetime and attributed Supreme qualities to the non-anthropomorphic higher power responsible for it. Later, 17-18th century Enlightenment thinkers divorced this Creator from scriptural religion altogether. But rationalist philosophy developed even among scriptural scholars had ever been contra-Biblical which is why they had been debating how to reconcile reason and revelation for centuries since Thomas Aquinas and before.
In short, Monotheism in this modern sense emerged with philosophy developed even among clerical circles and perfected(?) per se by Enlightenment Deism.
It is important to have the right idea about what organized religion (Judaism, Christianity, Islam) really is to distinguish it from Deism. With their scriptural tenet of eternal cosmos, a pantheon of multiple divine figureheads or demi-gods called angels or triune persons, anthropomorphic/material chief deity, deified priests called prophets; they are surviving remnants of "Monolatristic Henotheism" -a hardened, centralized, more coercive form of Polytheism- rather than Monotheism.
Modern religious societies do not realize how rationalized and modernized their outlook on God actually is, like an unlabeled de facto Deism, compared to scriptural orthodoxy they conveniently ignore. Today, the legit religious lifestyle is preserved by extreme traditionalists on the peripheries, not the usual Church going aunt, not even conservative politicians.
But then again the non-Monotheistic side of religion continues to poison our thoughts and behavior. Although ritual worship is allegedly only dedicated to a chief deity, we have lesser divine beings and holy spirits venerated with just as much piety, temples and shrines to make Communion with said divine powers, offerings to please them, priests to confess our sins to and intervene on our behalf and countless other pagan superstition.
The believer's heart is not alone in a spiritual relationship with a singular Divine authority, nor is his/her mind satisfied since established theology isn't interested in reducing Divinity to oneness from all the additions and extensions and inventions justified under labels like 'only intercessors' or 'persons/faces of the one and the same essence'. So the anti-logical mystery of triune godhead, or of finite mortals receiving literal words from an infinite and immortal entity, or angels (malak=mighty one) being blatantly disguised remnants of Canaanite/Greek/Arab pantheon ... all pass as inconsistencies of Monotheism while they have clear Polytheistic roots.
When it comes to creating and designing nature, these religions have no concept of nature or inviolable natural laws to begin with. When it comes to Omnipotence, Jehovah or Father or Allah are anything but, as they need constant assistance and collaboration of Angels (Mighty Ones) (let's just call them Gods already) to be able to manage cosmic affairs. Each Angel/God is entrusted by The God (Allah in Arabic is literally Al-Ilah) with governance of a particular natural/cosmic function like weather, soil, fertility, death, guidance, judgment in afterlife etc. When it comes to Omnibenevolence, you don't need to be reminded that the scriptures have zero concern of proving their god's goodness with all the atrocious militaristic commandments and even sending humanity to earth as a punishment! Adam and Eve's banishment can be interpreted as Misotheistic (hatred of God and depiction of God as cruel) even. As a Deist I would much rather considering being here as a blessing rather than punishment. Or what about being All-Just? Having my sins atoned for with the sacrifice of someone else instead of me turning away from my wrongs is not fair.
But all these attributes - Creatorship, Omnipotence, Omnibenevolence etc. - are so culturally wed to the rhetoric of organized religion, it's as if one has to defend every dogma and tenet of these religions the moment they take a step into the realm of Monotheism. This among others if you ask me is the greatest burden and confusion caused by organized religion and part of the reason Deists struggle to define themselves or pinpoint their position in relation to others.
Organized religions do not only spread so many lies and paradoxes, but blend the truth with superstition and cause the truth to be discredited among their nonsenses like a jewel lost in a bag of coal.
2023.03.29 09:08 sharksdigme american solo in joburg! sandton or rosebank?
I (29F) just relocated here for a few months from California and would love some friendly advice!
I am deciding between living near Rosebank mall or Sandton mall. I havent decided if I am going to rent a car yet or not so wanted to live walking distance to the malls but everyone keeps telling me not to go anywhere alone - even a block to walk to a restaurant or something... the gag is I don't know anyone here so alone is pretty much my only option. Is it that dangerous to walk to the gym a couple blocks? I've lived all over from Honduras to London to Hong Kong so I am used to being 'vigilant' but people are recommending me to not go anywhere alone even in the daytime which seems really stifling...
- if you could choose between rosebank and sandton, where would you live?
- would you get a car?
-is it ok to go to cape town/go on safari etc solo?
-are there any other expats/immigrants around from US/UK/Canada/Ireland etc or locales where they live for a bit of familiarity? obviously happy to meet locals but would love to talk to people who have also been new here at one point in time and how to make the most out of SA
any other advice for a newbie? thanks in advance!!
submitted by sharksdigme to johannesburg [link] [comments]
I am deciding between living near Rosebank mall or Sandton mall. I havent decided if I am going to rent a car yet or not so wanted to live walking distance to the malls but everyone keeps telling me not to go anywhere alone - even a block to walk to a restaurant or something... the gag is I don't know anyone here so alone is pretty much my only option. Is it that dangerous to walk to the gym a couple blocks? I've lived all over from Honduras to London to Hong Kong so I am used to being 'vigilant' but people are recommending me to not go anywhere alone even in the daytime which seems really stifling...
- if you could choose between rosebank and sandton, where would you live?
- would you get a car?
-is it ok to go to cape town/go on safari etc solo?
-are there any other expats/immigrants around from US/UK/Canada/Ireland etc or locales where they live for a bit of familiarity? obviously happy to meet locals but would love to talk to people who have also been new here at one point in time and how to make the most out of SA
any other advice for a newbie? thanks in advance!!
2023.03.29 09:08 molyhos What is the trick for a good split grip?
I'm a beginner and have tried the split grip a couple times with a simple leg lift. I can never get a good leverage and feel like I can't exert my strength properly. I tried moving closer to the pole, tried pushing-pulling, moved more far away, different shouldehand angles but I can't seem to understand how to do it properly. My main issue is that my lower hand doesn't spin, my wrist just stays in one place and I can't make a spin or lift my legs too high. Do I need more momentum?? Do I need to flex some other muscles? Do you have any tricks? Do I just need more core strength and that's the problem?
submitted by molyhos to poledancing [link] [comments]
2023.03.29 09:08 gripother Andrew Tate - Make Money Webinar (High Quality)
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submitted by gripother to AndrewTateHighQuality [link] [comments]
I have Andrew Tate - Make Money Webinar
Andrew Tate - Make Money Webinar is one of the best products on how to improve your financial situation, with the priceless tips on Andrew Tate.
You will learn his mindset, as well as his strategies for more sales.
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Whatsapp/Telegram: +44 759 388 0762 (Telegram: silverlakestoreproducts).
Reddit DM
Email: silverlakestore[@]yandex.com (remove the brackets)
2023.03.29 09:08 No_Report4274 Luxury flats in Kokapet -My home group
 | Unlocking the Secrets to Buying a Luxury Apartment: Key Factors to ConsiderMYHOME As the world becomes increasingly urbanized, more people are looking for upscale living options that offer convenience, security, and luxury. The demand for luxury apartments has grown exponentially in recent years, with people seeking out properties that provide more than just a place to live. Whether you’re looking for a primary residence or a second home, buying a luxury apartment is a significant investment that requires careful consideration. In this article, we’ll share with you some crucial factors to consider when buying luxury flats in kokapet. Location: Why it matters in luxury apartment buyingOne of the most critical factors to consider when buying a luxury apartment is located. The location of your apartment can significantly impact your lifestyle, convenience, and even your property value. Ideally, you want to choose a location that is central, accessible, and in a safe neighbourhood. When selecting a location, you should consider its proximity to essential amenities such as grocery stores, schools, hospitals, and public transportation. A good location will also offer excellent views and a peaceful environment.Another thing to consider is the neighbourhood's reputation and security. You can research the area's crime rates, speak to the local police, and even consult with a real estate agent to get a better understanding of the area's safety. A good location will also have a low noise level, away from busy highways, construction sites, or other noisy areas. Moreover, finding the right location will help you maintain the value of your luxury apartment. A prime location in a city that is undergoing development can be a good investment opportunity. You can also select a location that is close to tourist attractions or other amenities that can increase the value of your property over time. Amenities: What features to look for in a luxury apartmentLuxury apartments come with a range of amenities that can make your living experience more comfortable and enjoyable. When buying a luxury apartment, you should look for features such as swimming pools, fitness centres, concierge services, and on-site parking. Other amenities to consider include spas, rooftop decks, private balconies, and outdoor entertainment areas. The best luxury flats in kokapet provide an excellent view.Moreover, you should look for apartments with modern appliances, high-end finishes, and spacious layouts. Luxury apartments should also have large windows that let in natural light and offer excellent views. You may also want to look for apartments with smart home technology, such as automated lighting, temperature control, and security systems. When it comes to amenities, it's essential to consider your lifestyle needs and preferences. If you're a fitness enthusiast, you may want to prioritize apartments with high-end gyms and fitness centres. If you're a pet owner, you may want to look for apartments that are pet-friendly, with designated areas for walking your pets. If you enjoy outdoor activities, you may want to look for apartments with access to parks, trails, and other outdoor recreational areas. Security: Ensuring your safety in a luxury apartment complexSecurity is a crucial factor to consider when buying a luxury apartment. You want to ensure that you and your family are safe and secure at all times. When selecting a luxury apartment, look for features such as gated entrances, security guards, and surveillance cameras. You may also want to look for apartments with secure parking garages, keycard access, and intercom systems.Another important security feature is fire safety. Make sure the apartment complex has fire extinguishers, smoke detectors, and sprinkler systems installed in each unit. You should also check if the building has undergone any recent safety inspections or upgrades. Finally, when considering security, you should also look at the neighbourhood's crime rates and reputation. You can research the area and speak to local residents to get a better understanding of the security situation. A safe neighbourhood will give you peace of mind and help you to enjoy your luxury living experience. Architecture and Design: The importance of aesthetics in luxury livingLuxury apartment living is all about the experience, and the design and architecture of the building play a vital role in creating that experience. When buying a luxury apartment, you should look for buildings with stunning architecture, modern design, and high-quality finishes. You want your apartment to be visually appealing, with an emphasis on comfort and elegance.The layout of the apartment is also essential. You should look for spacious apartments that offer ample natural light, excellent views, and functional layouts. The apartment should have an open floor plan, with defined living spaces that flow seamlessly from one room to the next. You may also want to look for apartments with high ceilings, large windows, and balconies. When it comes to design, you should also consider the building's common areas, such as the lobby, hallways, and rooftop decks. These spaces should be well-designed, with high-quality finishes and comfortable furnishings. The building's design should reflect the luxury living experience it offers, with an emphasis on creating a warm and inviting atmosphere. Price: Understanding the cost of luxury apartmentsLuxury apartments come with a premium price tag, and it's essential to understand the cost before making a purchase. The price of a luxury apartment can vary widely, depending on the location, amenities, and size of the apartment. When considering the price, you should also factor in the cost of maintenance, property taxes, and other associated expenses.It's essential to have a clear understanding of your budget and what you can afford before starting your search for a luxury apartment. You should also be aware of any hidden fees or charges that may not be included in the initial price. A good rule of thumb is to budget at least 30% of your income for housing expenses. While a luxury apartment may seem expensive, it's important to remember that you're investing in a premium living experience. The price you pay for a luxury apartment reflects the quality of the building, its amenities, and its location. You should also consider the potential return on investment, as luxury apartments can hold their value over time and appreciate in value. Financing options: How to finance your luxury apartment purchaseFinancing a luxury apartment purchase can be challenging, as most lenders have strict requirements for high-end properties. You'll need to have a strong credit score, a stable income, and a significant down payment to qualify for a mortgage. You may also need to provide additional documentation, such as tax returns, bank statements, and proof of assets.If you're having trouble securing a mortgage, you may want to consider alternative financing options, such as a bridge loan or a private lender. These options may have higher interest rates and fees, but they can provide the financing you need to purchase your luxury apartment. It's essential to work with a reputable lender or financial advisor who understands the luxury real estate market and can help you navigate the financing process. You should also have a clear understanding of the terms of your loan, including the interest rate, repayment period, and any fees associated with the loan. Real estate agents: Finding the right agent to help you buy a luxury apartmentWorking with a real estate agent who specializes in luxury properties can be beneficial when buying a luxury apartment. A good agent can help you find properties that meet your specific needs, negotiate the best price, and provide guidance throughout the buying process. When selecting an agent, you should look for someone with experience in the luxury real estate market, a strong network of contacts, and excellent communication skills.You should also look for an agent who understands your lifestyle needs and preferences. A good agent will take the time to get to know you and your family and help you find properties that fit your unique requirements. They should also be available to answer your questions and provide guidance throughout the buying process. Maintenance and management: What to expect in terms of upkeep and serviceMaintaining a luxury apartment can be challenging, and it's essential to understand what to expect in terms of upkeep and service. Most luxury apartment buildings have an on-site management team that handles maintenance and repairs. You should also expect to pay maintenance fees, which cover the cost of maintaining common areas, amenities, and other building expenses.Flats for sale in kokapet may be a significant investment. It's important to understand what services are included in the maintenance fee and what services require additional fees. You should also have a clear understanding of the building's policies regarding repairs and maintenance, such as how long it takes to complete repairs and what procedures are in place for emergencies. Finally, you should also consider the level of service provided by the building's management team. A good management team will be responsive to your needs and provide excellent service, from handling maintenance requests to providing concierge services. ConclusionWhen buying a luxury apartment, you should also have a clear understanding of the costs involved, including financing options, maintenance fees, and associated expenses. You should also consider the level of service provided by the building's management team and the potential return on investment.By considering these key factors, you can make an informed decision when buying a luxury apartment and enjoy the premium living experience it offers. |
2023.03.29 09:08 anordinaryafternoon 25 F Philippines - I cook food for street children and their families
I'm an ordinary person who doesn't make grand gestures to become rich or famous. I've tried cooking food for street children and their families. I'm familiar with Genshin Impact, Apex Legends, and others because I've recently figured out how to try them on my budget computer with 4 GB ram at maximum settings (keyword: Cloud gaming).
submitted by anordinaryafternoon to MakeNewFriendsHere [link] [comments]
2023.03.29 09:08 ExoticaTikiRoom WPRA Standings Update: Jordon Briggs Furthers Lead and Amanda Welsh gets on the Board
 | Barrel racing in 2023 has seen World Champions continue to thrive while a few cowgirls returned to the arena in a big way. Jackie Ganter and Sarah Rose Waguespack have tasted success while the horsepower throughout the Texas Swing has been something you can’t deny. submitted by ExoticaTikiRoom to prorodeo [link] [comments] No. 1 Jordon Briggs, $87,894 With only six rodeos to her name this year, World Champion Briggs and her standout horse Rollo have continued to show how they earned that Gold Buckle. A huge win came Briggs’ way at RodeoHouston where she laid down a smoking fast 14.73 second run to win it. That win alone added $65,000 to her earnings. From there, she went on to make it to the Final Round of Rodeo Austin where she hit a barrel to take her out of the running. No. 8 Jessica Routier, $31,866 Four-time National Finals barrel racer, Routier, also went on to the RodeoHouston and Rodeo Austin Final Rounds. On her palomino mare, Missy, Routier has been as consistent as they come over the Texas Swing. In Houston, she added almost $20,000 to her season earnings before she went on to Austin where she found her stride in the Semifinals and eventually ended up at the pay window after the Finals. No. 18 Amanda Welsh, $21,307 After a tough year in 2022, Welsh and her main mount Fire Fly are on the comeback trail. The NFR duo got their first win of the season at Rodeo Austin. They had success in Tucson in February but it was in Austin where they flew to victory that would be worth almost $15,000. It was an emotional win for Welsh and gave her a wave of momentum going into San Angelo Rodeo where she split a tie for seventh that added to her season earnings yet again. Check out the Top 20 barrel racers in the WPRA World Standings. World Rank Name Earnings 1. Jordon Briggs $87,894 2. Jackie Ganter $49,192 3. Brittany Pozzi Tonozzi $43,035 4. Sissy Winn $40,658 5. Kassie Mowry $39,982 6. Molly Otto $38,621 7. Margo Crowther $32,448 8. Jessica Routier $31,866 9. Hailey Kinsel $30,556 10. Lisa Lockhart $29,819 11. Kelly Allen $25,446 12. Jimmie Smith-Tew $25,315 13. Ilyssa Riley $24,742 14. Sara Winkelman $22,913 15. Bayleigh Choate $22,098 16. Emily Beisel $21,886 17. Taycie Matthews $21,607 18. Amanda Welsh $21,307 19. Erin Wetzel $20,446 20. Shannon Griffin $17,785 Standings current as of WPRA on March 28 12:00 PM ET. |
2023.03.29 09:07 bdhdhdhdjdjdj Is my friend kinda mean saying this or am I just overthinking?
So my best friend has a man but I don’t. I have said before that I would like to have a guy in my life but I just haven’t found the right one yet. Anyways we were talking recently and she started going on about how fun her date was with him and then she said “im not trying to make you jealous btw” and that kinda made me think why she would say that? I’m not jealous of the guy she’s dating lmao but it seems a lil bitchy to me. It’s the fact she assumed I’d be jealous makes me kinda sad. Am I being dramatic or overthinking this? Idk she was stating they had great sex and I haven’t had sex since January and that’s okay. But that comment made annoyed tbh
submitted by bdhdhdhdjdjdj to confessions [link] [comments]
2023.03.29 09:07 Arpitasatkartar How ayurvedic medicine proves best in altering piles disease?
 | submitted by Arpitasatkartar to u/Arpitasatkartar [link] [comments] In order to heal piles, fissures and fistula, ayurvedic medicine has been found: a) More effective and safe. b) Balancing the body’s constituents which are vata, pitta and kapha. c) Not causing any side effects unlike surgery. In fact, the best ayurvedic medicine for piles is the one that actually regulates digestive fire and never lets the problem of piles, fissure or fistula to arise. Piles, fissures or fistula are the common problems found in people in the age of 30’s, 40’s and even among the teenagers. Otherwise, it is the most common chronic condition among the elderly people. It is chronic constipation which turns into hemorrhoids or fissures. Chronic constipation is the stage when the stool hardens. Hemorrhoids are the swollen tissues which are internally or externally in the anal area. Hemorrhoids make the person suffer a lot from the symptoms like: · A feeling of swelling around the anal area. · Bleeding during stool discharge. · Discomfort · Pain and inflammation Reasons of piles or hemorrhoids · Increasing the consumption of processed, fast and spicy food items. It weakens the digestion process. Nowadays, people are more inclined towards consuming fast food items which are actually less in fiber and water. · It can be due to weather changes. It has been observed how people do suffer from inflammation, bleeding, pain and irritation during cold weather. It is because the skin around the anal area shrinks. · Stress and depression are the other reasons that play a negative impact on the digestive system. It leads to irritable bowel syndrome. · It can be due to genetic reasons. It happens when the person inherits weaker colorectal muscle and connective tissue. · As per Ayurveda, it is the imbalance of vata, pitta and kapha doshas. Measures of reducing piles or hemorrhoids Ayurveda suggests use of certain herbs for recovering from chronic piles disease. These herbs are: · Kutaj: it is used for controlling bleeding and shrinking piles tissues. · Haritaki: it helps in detoxifying and clearing the anal passage for smooth stool discharge and balancing the doshas in the body. · Mochras: it controls stool hardening, pain, inflammation or any form of discomfort arising due to piles or fissures. · Nag kesar: It is also known for managing the piles' symptoms naturally. These above-mentioned herbs are available in capsule and powder form. Using these ingredients, you can easily start your treatment for piles or fissures at home. You will experience positive results within a day or two. Dr Piles Free capsule is made from such ingredients. It is available in the ayurvedic pack along with Dr Piles free oil and powder. With intake of one capsule daily after the meal, 3 gms of powder after the dinner and applying oil in the affected area, you will experience: · Shrinking of piles tissues. · Relief from constipation or stool hardening. · Recovery from bleeding, pain and inflammation. · Free from internal and external hemorrhoids and fissures. · Side effects free. Further precautionary measures against hemorrhoids suggested by Nirogayurved are: · Controlling excessive straining in the toilet. · Increasing the intake of the fiber-rich diet. · Avoiding drinking alcohol and caffeine rich beverages. · Drinking 10 to 12 glasses of water daily along with fresh juices made from the fruits and vegetable extracts. · Avoiding sitting for long hours and exercising and practicing yoga regularly. This is how you can avoid surgeries and experience long term relief from piles, fissures and fistula. |
2023.03.29 09:07 InterplanetaryNomad 27M [Chat] [Friendship] - Anybody up for some late night banter?
A bit about me:
submitted by InterplanetaryNomad to MeetPeople [link] [comments]
- I'm a friend to all cats and an acquaintance to all dogs
- My ideal Saturday night involves watching Ghibli movies and making delicious food
- I'm obsessed with space and thinking about how insanely vast the universe is
- My current D&D character is a Tiefling Barbarian named Confusion
- I'm always down to swap road trip and concert stories
2023.03.29 09:07 shadedgloom British accent expert trains commoner to completely blend in to posh British Society
I remember the plot so clearly but no amount of googling has lead me to the answer. I read it in 11th/12th grade English class.
The book (could have been a play?) followed a poor woman who sold flowers on the streets of (probably London) a city in the UK. Some sort of expert of linguistics or accents found her and wanted to prove to his colleagues that he could take someone who has spoken with a common cockney accent and make them unrecognizable so they could flawlessly blend in with the British nobility. The book/play then follows the dynamic between these two and how he trains her. I forget exactly why she agreed but something along the lines of just getting off the streets I think.
I believe I read it alongside other plays like the Glass Menagerie and classic high school literature like 1984, clockwork orange, etc.
I don't need to know it for any pressing reason. I just know there's no way I dreamt this up but my feverish googling is trying to prove me otherwise. Any help would be much appreciated!
submitted by shadedgloom to whatsthatbook [link] [comments]
The book (could have been a play?) followed a poor woman who sold flowers on the streets of (probably London) a city in the UK. Some sort of expert of linguistics or accents found her and wanted to prove to his colleagues that he could take someone who has spoken with a common cockney accent and make them unrecognizable so they could flawlessly blend in with the British nobility. The book/play then follows the dynamic between these two and how he trains her. I forget exactly why she agreed but something along the lines of just getting off the streets I think.
I believe I read it alongside other plays like the Glass Menagerie and classic high school literature like 1984, clockwork orange, etc.
I don't need to know it for any pressing reason. I just know there's no way I dreamt this up but my feverish googling is trying to prove me otherwise. Any help would be much appreciated!
2023.03.29 09:07 No-Adhesiveness9235 I am 27 F in a situationship with a 33 M
So I’ve been absolutely inlove with this guy since I was 16/17 it’s nearly a decade later. And he’s 6 years older than me (we’ll call him OG)
Off the bat we used to talk all the time, super close, we’d hang out, go hunting, to breakfast and spend all day and night talking to each other. Since I was younger my dad found out, we had went to a football game together and I went over to OGs house and my dad was pissed. He threatened to beat his ass and I was grounded and it was kinda dumb, but I understand looking back since I was only 17 going on 18 when we actually started hanging out alone.
When I went to college we still talked, and he persistently snap chatted me, flirted, and would send me mildly inappropriate snaps (not full nudes) I finally got up the courage one night to text him and ask “what is this? I like you, we’ve been inseparable for like 3 years now” I got back a reply that he was not interested in anything and that we were basically just really good friends (still got weird vibes but began to accept it was never going to be more, I slowly started to distance myself and move on)
2-3 years later (he had came up to see me at school two or three times but nothing ever happened)
I moved home to the same town he lived in after college and again OG started talking to me constantly, I went over to his house a few times, and one night he sent me a text telling me “you can come over and smd and we can mess around if you want” I was annoyed and frustrated so I just ignored him as I didn’t want to be some fling since he was kind of a manwhore.
I shortly started casually dating, he of course found out (our families are friends and his older brother is my dads bestfriend) he would constantly pick on me and tell me not to be hoeing around and that I was a floozy and I shouldn’t be dating.
I tried to ignore him but we have such a past and with the family dynamic I feel like an ass to not talk to him (and I obviously was still inlove with him) so I would just call him on his shit and tell him to fuck off I was an adult and we weren’t together.
OG would come over and hang out, we’d go out to eat, and I started talking him lunch to work and we’d talk all the time— but I was casually dating a few guys.
I started to get serious with a guy that had kids, and OG found out and started making comments about me dating a guy with kids and shouldn’t I find someone who didn’t have kids and so on. Around this time I told OG once again that I still had feelings for him, and I got nearly the same response as the first time. But I was also super confused, because dude why are you so far up my ass but you claim you don’t like me.
So later that year I started dating the guy that I am still with to this day. OG immediately started to pick on that relationship, and would say things like “you’re never around anymore, how’s the Indiana kid” and just being condescending but trying to joke. He eventually started calling me Indiana because I spent time at his apartment out of state.
During the time I started dating my current boyfriend, I completely stopped talking to OG, bound and determined that it wasn’t going anywhere and I needed to move on.
He got a job transfer and met a girl that he is currently still dating. Fast forward like 2-3 years and at his brothers wedding he made his girlfriend stand up and like proclaimed his love for her and said she was the love of his life 🙄 when the speeches were finished he didn’t go see his girlfriend he came to my table, knelt down and put his hand on my leg— super awkward but I honestly don’t like his girlfriend and I wasn’t going to start anything at his brothers wedding.
The morning after the wedding his girlfriend was out of town to see her kid, and when I got to the venue to help clean up he immediately came and hugged me. After the wedding he would talk to me on and off— but seldomly.
About a year and a half ago my boyfriend got a job across the country, and I was planning to move once my lease was up. Two nights before I left I had plans to go to dinner with his brother and his brothers wife who I am very close with, he of course tagged along (his girlfriend was out of town) we went to dinner and he bought my food and drinks we had a great time, I tagged all of them in an instagram that night after dinner and he untagged himself the next day.
The next day I came back over to his brother and sister in law’s house, he showed up and brought his dog, I sat outside with him and his dog and we talked and then he gave me a hug and told me he’d miss me. I went inside and was talking to his sister-in-law and I was nearly in tears and told her “I need someone to tell me if I am making a mistake, I love OG so much, and if leaving is going to jeopardize that I can’t go”
She told me “we all know you’ve loved him since the day you met, and I don’t know what his deal is, but I know he cares about you, but since he won’t open up and talk about it, you need to forget him and do what’s best for you in this situation.” So the next day I left and moved across the country.
From then on over the next year and a half everytime I would fly home he was always around. He would show up to dinner, or at their house, he would always be right by me, always hug me goodbye and always text me for a few days following us seeing each other.
submitted by No-Adhesiveness9235 to relationship_advice [link] [comments]
Off the bat we used to talk all the time, super close, we’d hang out, go hunting, to breakfast and spend all day and night talking to each other. Since I was younger my dad found out, we had went to a football game together and I went over to OGs house and my dad was pissed. He threatened to beat his ass and I was grounded and it was kinda dumb, but I understand looking back since I was only 17 going on 18 when we actually started hanging out alone.
When I went to college we still talked, and he persistently snap chatted me, flirted, and would send me mildly inappropriate snaps (not full nudes) I finally got up the courage one night to text him and ask “what is this? I like you, we’ve been inseparable for like 3 years now” I got back a reply that he was not interested in anything and that we were basically just really good friends (still got weird vibes but began to accept it was never going to be more, I slowly started to distance myself and move on)
2-3 years later (he had came up to see me at school two or three times but nothing ever happened)
I moved home to the same town he lived in after college and again OG started talking to me constantly, I went over to his house a few times, and one night he sent me a text telling me “you can come over and smd and we can mess around if you want” I was annoyed and frustrated so I just ignored him as I didn’t want to be some fling since he was kind of a manwhore.
I shortly started casually dating, he of course found out (our families are friends and his older brother is my dads bestfriend) he would constantly pick on me and tell me not to be hoeing around and that I was a floozy and I shouldn’t be dating.
I tried to ignore him but we have such a past and with the family dynamic I feel like an ass to not talk to him (and I obviously was still inlove with him) so I would just call him on his shit and tell him to fuck off I was an adult and we weren’t together.
OG would come over and hang out, we’d go out to eat, and I started talking him lunch to work and we’d talk all the time— but I was casually dating a few guys.
I started to get serious with a guy that had kids, and OG found out and started making comments about me dating a guy with kids and shouldn’t I find someone who didn’t have kids and so on. Around this time I told OG once again that I still had feelings for him, and I got nearly the same response as the first time. But I was also super confused, because dude why are you so far up my ass but you claim you don’t like me.
So later that year I started dating the guy that I am still with to this day. OG immediately started to pick on that relationship, and would say things like “you’re never around anymore, how’s the Indiana kid” and just being condescending but trying to joke. He eventually started calling me Indiana because I spent time at his apartment out of state.
During the time I started dating my current boyfriend, I completely stopped talking to OG, bound and determined that it wasn’t going anywhere and I needed to move on.
He got a job transfer and met a girl that he is currently still dating. Fast forward like 2-3 years and at his brothers wedding he made his girlfriend stand up and like proclaimed his love for her and said she was the love of his life 🙄 when the speeches were finished he didn’t go see his girlfriend he came to my table, knelt down and put his hand on my leg— super awkward but I honestly don’t like his girlfriend and I wasn’t going to start anything at his brothers wedding.
The morning after the wedding his girlfriend was out of town to see her kid, and when I got to the venue to help clean up he immediately came and hugged me. After the wedding he would talk to me on and off— but seldomly.
About a year and a half ago my boyfriend got a job across the country, and I was planning to move once my lease was up. Two nights before I left I had plans to go to dinner with his brother and his brothers wife who I am very close with, he of course tagged along (his girlfriend was out of town) we went to dinner and he bought my food and drinks we had a great time, I tagged all of them in an instagram that night after dinner and he untagged himself the next day.
The next day I came back over to his brother and sister in law’s house, he showed up and brought his dog, I sat outside with him and his dog and we talked and then he gave me a hug and told me he’d miss me. I went inside and was talking to his sister-in-law and I was nearly in tears and told her “I need someone to tell me if I am making a mistake, I love OG so much, and if leaving is going to jeopardize that I can’t go”
She told me “we all know you’ve loved him since the day you met, and I don’t know what his deal is, but I know he cares about you, but since he won’t open up and talk about it, you need to forget him and do what’s best for you in this situation.” So the next day I left and moved across the country.
From then on over the next year and a half everytime I would fly home he was always around. He would show up to dinner, or at their house, he would always be right by me, always hug me goodbye and always text me for a few days following us seeing each other.
2023.03.29 09:06 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?
TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a **1.6 Billion dollar investment portfolio**. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know **how much of that portfolio is short?**
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
**FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.**
***
https://www.mercatus.org/media/46396/download
**”LACK OF ACCOUNTABILITY”**
*”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”*
*“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”*
**”Finra operates with substantial independence from the SEC.”**
(Source deleted)
*”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”*
***
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
*“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.”*
*”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”*
*”FINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”*
***
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”***Finra's $1.6 billion portfolio*** *has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.*”
***
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
*”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”*
*”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”*
***
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
*”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry.
And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”*
*”Finra is the watchdog that no one is watching.
“It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”*
*”In an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”*
*“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”*
*”Jim R. Webb, CEO, Cape Securities Inc.
Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”*
*”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”*
*“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”*
***
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
*”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”*
*”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”*
*”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”*
*”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um….2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”*
***
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to Superstonk [link] [comments]
I would be really, really curious to know **how much of that portfolio is short?**
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
**FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.**
***
https://www.mercatus.org/media/46396/download
**”LACK OF ACCOUNTABILITY”**
*”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”*
*“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”*
**”Finra operates with substantial independence from the SEC.”**
- *Hester Peirce*
(Source deleted)
*”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”*
***
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
*“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.”*
*”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”*
*”FINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”*
***
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”***Finra's $1.6 billion portfolio*** *has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.*”
***
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
*”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”*
*”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”*
***
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
*”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry.
And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”*
*”Finra is the watchdog that no one is watching.
“It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”*
*”In an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”*
*“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”*
*”Jim R. Webb, CEO, Cape Securities Inc.
Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”*
*”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”*
*“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”*
***
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
*”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”*
*”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”*
*”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”*
*”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um….2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”*
***
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
2023.03.29 09:06 raphist69 SGreans should stop trying to dress like Ang Moh
Singapore is quite western-washed in term of fashion as we can always see many guys around age 20-30 on the street dressing like Ang Moh (polo shirt + tight shorts + comb back hairstyle) but I bet they don’t realise they look totally different from the Ang Moh they picture themselves to look like.
Ang Moh have sharper facial features + narrower head shape + broader frame in general so they can look good in their style.
But for copycat sinkies especially Chinese have wide/round head + thick hair + no facial hair so they look like a total clown when they try to replicate the Ang Moh look.
The same also goes for girls, want to look more westernised by not wearing any makeups like Ang Moh girls. But I bet they don’t realise Ang Moh girls have very thick eyebrow + long eyelashes in natural so they are still presentable while SG girls especially Chinese looks like literally young aunties.
I bet this is one of the reasons why SG has the least attractive people in Asia bc so many people here look yellow but tried the hardest to paint themselves white instead of putting effort to make their yellow look more eye-pleasing.
SGreans should see more how people from other East Asia countries dress like instead of blindly following how western people dress.
submitted by raphist69 to SingaporeRaw [link] [comments]
Ang Moh have sharper facial features + narrower head shape + broader frame in general so they can look good in their style.
But for copycat sinkies especially Chinese have wide/round head + thick hair + no facial hair so they look like a total clown when they try to replicate the Ang Moh look.
The same also goes for girls, want to look more westernised by not wearing any makeups like Ang Moh girls. But I bet they don’t realise Ang Moh girls have very thick eyebrow + long eyelashes in natural so they are still presentable while SG girls especially Chinese looks like literally young aunties.
I bet this is one of the reasons why SG has the least attractive people in Asia bc so many people here look yellow but tried the hardest to paint themselves white instead of putting effort to make their yellow look more eye-pleasing.
SGreans should see more how people from other East Asia countries dress like instead of blindly following how western people dress.
2023.03.29 09:06 Hydroquake_Vortex Humble Choice Prediction Flash League - April 2023 (S6R7)
Hello! It's time for another prediction league- past time in fact. I greatly apologize for the delay, I've been dealing with some big life changes and also mistimed how far away the next choice was releasing.
Since the April Humble Choice launches on April 4th, predictions will be open until April 3rd. So only 5 days to get those guesses in! (sorry :< )
Important Changes Back to those important life changes, unfortunately I won't be able to be active on Reddit, which includes hosting these Prediction Leagues for the next few months. Fear not though! I will be hosting them in spirit. I am preparing some scheduled posts for May, June, and July. Unfortunately the scoring of points for June and July will be delayed until I can post the next one live in August. On the plus side, at least these will release at the correct time. 🙃
What is Prediction League? Prediction League is a fan-run competition, where each month people try to predict which games will be in the upcoming Humble Choice. Every user can guess up to 15 games and the highest price of one of them. Submissions are then scored based on the criteria below, and at the end of the season, the best players will become known throughout the land, oh and will maybe get a bit of cash money.
New Season Changes Last month, I removed the points for guessing the highest game price. Aside from it being hard to count, it tends to not have any correlation with games guessed. I'm trying to streamline the game to essentially just be about guessing the games.If you haven't played this season before, please read the short Rules and Scoring lists below so you are familiar with the new additions. Total Bundle Value, Number of Games, and extra points for round winners have been removed.
Rules:
Nobody predicted Jurassic World Evolution 2, Hero's Hour, Rogue Lords, Golden Light, or Monster Crown.
Season 6 Leaderboard
Prediction League Hall of Fame Season 1 Champion (2017-2018) - u/K_U Season 2 Champion (2018-2019) - u/DeliriumTrigger Season 3 Champion (2019-2020) - u/HiTechGreg Season 4 Champion (2020-2021) - u/Genkii123 Season 5 Champion (2021-2022) - u/biohazardbattle Season 6: Ongoing
submitted by Hydroquake_Vortex to humblebundles [link] [comments]
Since the April Humble Choice launches on April 4th, predictions will be open until April 3rd. So only 5 days to get those guesses in! (sorry :< )
Important Changes Back to those important life changes, unfortunately I won't be able to be active on Reddit, which includes hosting these Prediction Leagues for the next few months. Fear not though! I will be hosting them in spirit. I am preparing some scheduled posts for May, June, and July. Unfortunately the scoring of points for June and July will be delayed until I can post the next one live in August. On the plus side, at least these will release at the correct time. 🙃
What is Prediction League? Prediction League is a fan-run competition, where each month people try to predict which games will be in the upcoming Humble Choice. Every user can guess up to 15 games and the highest price of one of them. Submissions are then scored based on the criteria below, and at the end of the season, the best players will become known throughout the land, oh and will maybe get a bit of cash money.
New Season Changes Last month, I removed the points for guessing the highest game price. Aside from it being hard to count, it tends to not have any correlation with games guessed. I'm trying to streamline the game to essentially just be about guessing the games.If you haven't played this season before, please read the short Rules and Scoring lists below so you are familiar with the new additions. Total Bundle Value, Number of Games, and extra points for round winners have been removed.
Rules:
- Post a maximum of 15 game predictions. If you post more, only the first 15 posted will count, even if you predicted a game as your #16.
- Please, make sure to spell game names correctly. Otherwise, they might get overlooked by the search function.
- All versions of a game, like standard and deluxe, will be considered to be the same. If a Choice includes a deluxe version, you don't lose or gain points for not guessing it was the deluxe.
- Feel free to edit your comment at any time, but not later than a week after the Prediction League was posted.
- If you guessed a leaked game before the leak happened, your guess(es) will remain valid and will still count for points.
- If you submit your prediction after the leak or edit your comment to include a leaked game, those games will not count for any points. Purposely using leaked games may also remove your previous points from the leaderboard.
- Each correctly predicted game is worth 2 points.
- Predicting three or more games in a single round is worth 2 additional points.
- Being the only person to correctly predict a game is worth 1 point.
- Predicting a game in the same series as one included in choice is worth 1 point. For example, guessing Dark Souls II will grant 1 point if Dark Souls III is in Choice. However guessing Sekiro does not grant a point if Elden Ring was included, since they don't share a name.
- Look at past Humble Choices and recent bundles. Humble doesn't usually repeat these games, so they don't make for good guesses.
- Look for recent freebies on sites like Epic or Amazon Games. Many games have been given away there, and then go to Humble a couple months later.
- Games that have gone on sale recently.
- Think big and small! Humble Choice headlines some large titles, but also includes smaller indies.
- New releases probably won't be included, think of titles released a year or two back.
- When in doubt, copium. If you've run out of ideas, you could put games from your wishlist and hope they appear in Choice.
Nobody predicted Jurassic World Evolution 2, Hero's Hour, Rogue Lords, Golden Light, or Monster Crown.
Season 6 Leaderboard
| User | Points |
|---|---|
| u/biohazardbattle | 12 🥇 |
| u/Fall-Historical | 10 🥈 |
| u/berserkis | 9 🥉 |
| u/Leszczyn | 9 🥉 |
| u/RozaldVane | 8 🏅 |
| u/Ozark_Bosn | 8 🏅 |
| u/AoiJitensha | 8 🏅 |
| u/arcthunder | 7 |
| u/MJuniorDC9 | 7 |
| u/dinkomaricic | 6 |
| u/Hydroquake_Vortex | 6 |
| u/Torque-A | 6 |
| u/Superteletubbies64 | 6 |
| u/NobleDreamer | 5 |
| u/Knochentrocken_Nerd | 5 |
| u/payliz | 4 |
| u/Phoenix_Samurai | 4 |
| u/ThePSX | 4 |
| u/ArchtanSaga | 4 |
| u/Flyskio | 4 |
| u/Porruno | 4 |
| u/AdolfGandhi42 | 4 |
| u/ucantbb | 3 |
| u/wjousts | 3 |
| u/JerAders | 3 |
| u/kabukistar | 2 |
| u/lborl | 2 |
| u/HerrieM | 2 |
| u/Good_Glass_8172 | 2 |
| u/marcelosmashes | 2 |
| u/gmask1 | 2 |
| u/MrEvilOverlord | 2 |
| u/thomasthe1st | 2 |
| u/ParsesMustard | 2 |
| u/TheAlmightyJessira | 2 |
| u/JohnMikeTrader | 2 |
| u/daifokilfo | 2 |
| u/kaliirion | 2 |
| u/WtfWhereAreMyClothes | 2 |
| u/Worried-Amphibian651 | 2 |
| u/caffinatedgoblin | 2 |
| u/PitayaKB | 2 |
| u/Menshi83 | 2 |
| u/Retrobabe57 | 2 |
| u/0ptymu5pag3r | 2 |
| u/yasuperu | 2 |
| u/VK1901 | 2 |
| u/NLGabber420 | 1 |
| u/yaboixanderr | 1 |
| u/GIGEN_ | 1 |
| u/Shnapple8 | 1 |
| u/Chocolate-Biscuits26 | 1 |
Prediction League Hall of Fame Season 1 Champion (2017-2018) - u/K_U Season 2 Champion (2018-2019) - u/DeliriumTrigger Season 3 Champion (2019-2020) - u/HiTechGreg Season 4 Champion (2020-2021) - u/Genkii123 Season 5 Champion (2021-2022) - u/biohazardbattle Season 6: Ongoing
2023.03.29 09:06 linzzzp How do you put yourself out there ?
Hey !!! I’m recently single (my first official relationship) and wondering how to put myself out there and find friends . I’m taking a gap year because I don’t know what I want to do with my life but also can’t bare to leave my mom and younger sister since I provide a lot of support for them. All my friends are starting university so not really much left for me in my hometown . Any advice on how to make friends outside of work (I work as a waitress and part time as a baby sitter). I’ve been feeling so alone lately and just looking for someone to talk to.
submitted by linzzzp to lonely [link] [comments]
2023.03.29 09:06 inventcolabsS123 Tabby App Development Costs: How Much Does It Cost?
 | The cost to build a buy now pay later app like Tabby can vary depending on several factors such as the complexity of the app, the technology used, and the design system. A mid-level app with a basic UI and technology set can cost between $35,000-$60,000, while an app with multiple technology integrations and a high-end design system can cost upwards of $150,000. submitted by inventcolabsS123 to u/inventcolabsS123 [link] [comments] Factors that can impact the cost include the number of features and functionalities, the number of integrations with other systems, the design and user experience, and the level of security required. Additionally, the cost of development may also be influenced by the location of the development team, as well as the cost of ongoing maintenance and updates. tabby app development Factors affecting the cost of building an app like TabbyYes, that is correct. Tabby is a buy now, pay later app that allows users to make purchases on eCommerce platforms and pay for them in four equal installments. The concept is unique and in demand in the UAE region. The different elements that go into the app, such as integration with eCommerce platforms, a secure payment gateway, and a user-friendly design, all contribute to making it a popular choice among consumers.Developing an app like Tabby is affected by a variety of factors:Seamless integration with eCommerce platforms: Tabby's API/SDK allows for easy integration with various eCommerce platforms, providing a seamless shopping experience for users.Secure payment gateway: Tabby uses a secure payment gateway that encrypts sensitive information, such as credit card details, to protect against fraud and data breaches. User-friendly design: Tabby has a user-friendly and easy-to-navigate design that makes it easy for users to find and purchase products. Flexible payment options: Tabby offers the ability for users to pay for purchases in four equal installments, providing a more flexible payment option. A credit check and approval process: Tabby has a built-in credit check and approval process to determine the creditworthiness of a user before allowing them to make a purchase. Real-time notifications: Tabby sends real-time notifications to users regarding their purchase and payment status, keeping them informed and up-to-date. Analytics and reporting: Tabby provides analytics and reporting tools to merchants and businesses to help them track and analyze customer behavior and purchase history. Customer support: Tabby offers customer support to users and merchants to help them with any issues or questions they may have. Read Also: How Much Does It Cost To Develop An App Like Tabby Card? App DesignYes, minimalism in design is a key advantage of the Tabby app. The simple and clear structure of the app, with its four main screens and straightforward user journey, makes it easy for users to navigate and find the information they need. By keeping the design uncluttered and focused on the essentials, the app is able to deliver a smooth and efficient user experience.When building an app like Tabby, it's important to keep in mind the importance of minimalism in design and to avoid overcrowding the app with unnecessary features or visual elements. Focusing on the user journey and the specific needs of the target audience can help to ensure that the app is tailored to their needs and that the overall user experience is positive. App developmentWhen investing in the mobile app development of a pay-later app, there are two main options: keeping it specific to your own store, or creating an API/SDK that allows for easy integration with other eCommerce stores.A milestone-wise approach can be beneficial if you own an e-commerce store, where the feature is launched in your store first and then an SDK/API of it is developed. This approach allows you to test and refine the feature before making it available to other eCommerce stores. Depending on which business model you choose, the development efforts will go into creating the front and back end of the application, building all the features mentioned above, and integrating high-end technology such as VR for product trying and AI for predictive analytics. Lastly, depending on the model chosen, you will either have to make one version of the pay later app or two. CompliancesYes, that is correct. Since after-pay apps are a relatively new concept in the financial space, regulatory compliances are still developing on a global scale. It's important to ensure that your app is compliant with the regulations in the region where it will be launched.Tabby, for example, is compliant with the Saudi Central Bank's Regulatory Sandbox Environment in the KSA and is also PCI DSS certified. If you are launching your app outside of the UAE region, it's important to check with the regulatory bodies in that region, such as the FTC in the US, to ensure compliance before launching the app for mass usage. It's also important to keep in mind that regulations may change over time and your app will need to be updated accordingly to stay compliant. It's important to have a legal advisor who will guide you through the process. Development teamYes, the team working on the development of an app like Tabby can greatly affect the overall cost. The team size and the region where the team is based can have a significant impact on the cost of development.A buy-now-pay-later app like Tabby typically requires a team of experts from various fields, such as research, platform-specific developers, backend developers, designers, and QA testers. Having a large team with specialized skills can increase the overall cost of development. The region where the team is based can also affect the cost. Development companies based in different regions can have different hourly rates. For example, a company based in India may charge anywhere between $80-100 per hour, while a company based in the US may charge $100-120 per hour. It is important to note that a cheaper hourly rate may not always be the best option, as it is also important to consider the experience, expertise, and quality of the team. |
2023.03.29 09:06 Mediawebtroci Welcome to Our Community
Welcome to everyone, hi im" Ed " the founder of this Community . I will share everything about Building an ONLINE BUSINESS with Free stuff. I will share WordPress Plugins and software, Ebooks, video Software, Video Courses, strategies how to make all together and start using free stuff to build your business with! The most Social Networks are free to use and we can use them to, to build something That can help others! We will update every week with new products where you can download them for free! To get more all everything visit my website on the link below!
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(https://albentrepreneur.com)
submitted by Mediawebtroci to freedigitalebooks [link] [comments]
[weekly-gifts ]
(https://albentrepreneur.com)
2023.03.29 09:06 Lectraplayer Laptop question: sensitive trackpad
I've been trying to figure out why my 2019 Yoga 9i is so sensitive to the point to where when I barely brush against it, it clicks repeatedly to where it makes typing very difficult. Even turning it all the way down in settings doesn't help, and laying paper or other dielectric over it just makes it even more inconsistent. Does this sound like a defective trackpad, or is this normal? Also, how do I moderate it to where it is closer to, say, my work HP Elitebook?
submitted by Lectraplayer to pcbuilding [link] [comments]
2023.03.29 09:06 wifirepeater330 192.168.10.1 Admin Login
 | submitted by wifirepeater330 to u/wifirepeater330 [link] [comments] https://preview.redd.it/89k9zs0qnmqa1.jpg?width=730&format=pjpg&auto=webp&s=b125716e1ed70c40e824a79bea0614adababb0a4 Are you having trouble with the WiFi connectivity? Well! By installing the WiFi repeater, you can easily fix the poor WiFi connection issues. With a Wi-Fi repeater, you do not need to worry about losing the connection anymore when you step outside your bedroom with a smartphone or laptop. With the help of IP address 192.168. 10.1/login/admin/wifi/repeater, one can easily complete the repeater setup process. To know how to log in or set up a repeater, keep reading and follow the simple steps. It is very simple to login to the repeater admin interface. Below are the step-by-step guidelines to do the task:
|
2023.03.29 09:05 StepwiseUndrape574 One of the biggest challenges facing GTA 6 is how to make the game feel fresh and exciting, while still staying true to the series'
One of the biggest challenges facing GTA 6 is how to make the game feel fresh and exciting, while still staying true to the series' core gameplay mechanics. Fans are hoping for a game that builds on the best elements of previous games, while also introducing new and innovative features.
GTA 5 Modder 👑 Buy gta 5 accounts http://Furymodz.com // Fortnite // GTA 5 Accounts, Mods 💎 Creator on Patreon: http://patreon.com/furymodz 🎪
submitted by StepwiseUndrape574 to gta5moddingcommunity [link] [comments]
GTA 5 Modder 👑 Buy gta 5 accounts http://Furymodz.com // Fortnite // GTA 5 Accounts, Mods 💎 Creator on Patreon: http://patreon.com/furymodz 🎪